286 Tompkins St, Gary, IN, 46406
About This Home
Opportunity awaits at 286 Tompkins St in Gary! This ranch home features 2 bedrooms, 1 bathroom, a spacious living room, and a partially finished basement offering additional space and storage potential. Hardwood floors and ceiling fans run throughout the main level. Some updates have already been completed, including newer main-level windows and updated siding. The interior is dated and ready for your vision, making this a great opportunity for an investor, rehabber, or handy homeowner looking to add value. Home is being sold as-is and offers plenty of potential with a little TLC.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1947
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Refrigerator,Gas Water Heater
- Laundry features: Gas Dryer Hookup,Sink,Laundry Room
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedroom2
- Level: Main
- Area: 110
- Dimensions: 10.0 x 11.0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Finished area above ground: 725
Heating
- Heating features: Natural Gas
Interior Area
- Total structure area: 1,087
- Total interior livable area: 1,087 sqft
Primary Bedroom
- Level: Main
- Area: 81
- Dimensions: 9.0 x 9.0
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Details
- Parcel number: 450701127016000004
- Special condition: None
Features
- Levels: One
- Pool features: None
- Exterior features: Private Yard
- Fencing: Fenced
- Has view: Yes
- View description: None
Lot
- Lot size: 4,530 sqft
- Features: Back Yard,Front Yard
Parking
- Parking features: Off Street,Alley Access
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $252 | $3,024 |
| Home Insurance * | $60 | $720 |
| Property Taxes | $41 | $492 |
| Electricity | $184 | $2,212 |
| Total | $537 | $6,444 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $49,900 |
| 2026-07-25 | Listed for sale | $49,900 |
| 2026-06-07 | Pending sale | $49,900 |
| 2026-05-30 | Listed for sale | $49,900 |
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