2650 Monroe St, Gary, IN, 46407
About This Home
Come explore this thoughtfully remodeled 2 bed, 2 bath home! The main floor features an UPDATED BATHROOM AND KITCHEN as well as 2 bedrooms and a large living room. The home also features NEW Flooring, NEW Windows, NEW Cordless Blinds, NEW Light Fixtures, and UPDATED ELECTRICAL AND PLUMBING! Closets by the entrance and in the bedroom hallway offer extra storage space. The FULL BASEMENT has ANOTHER UPDATED BATHROOM - also with a NEW Vanity, Toilet, and WALK-IN SHOWER! There is also a LARGE REC SPACE with ample recessed lighting making it perfect for a SECOND LIVING ROOM area, or enjoying hobbies. A den/office area provides even more private living space. The laundry section includes new FORMAL CABINETRY with countertops. WASHER AND DRYER STAY! Private yard with extra parking and a fire pit area. New AC to be installed (2026). CONVENIENTLY LOCATED near dining, shopping, and expressways. Also nearby public transport options such as the Southshore train and new entertainment options such as Hard Rock Casino and the upcoming Lake County Convention and Visitors Center. This prime location makes it a SHORT COMMUTE to Chicago for work or play!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1942
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Refrigerator,Microwave,Gas Water Heater
- Laundry features: Lower Level
Basement
- Level: Basement
- Area: 450
- Dimensions: 18.0 x 25.0
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Interior Entry,Full
Bedroom2
- Level: Main
- Area: 110
- Dimensions: 11.0 x 10.0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- 3/4 bathrooms: 2
Den
- Level: Basement
- Area: 144
- Dimensions: 12.0 x 12.0
Features
- Ceiling Fan(s),Stone Counters,Recessed Lighting
- Window features: Blinds,Display Window(s)
- Finished area above ground: 697
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 1,394
- Total interior livable area: 1,394 sqft
Kitchen
- Level: Main
- Area: 120
- Dimensions: 12.0 x 10.0
Living Room
- Level: Main
- Area: 180
- Dimensions: 15.0 x 12.0
Primary Bedroom
- Level: Main
- Area: 120
- Dimensions: 12.0 x 10.0
Property
Details
- Parcel number: 450816409022000004
- Zoning description: residential
- Special condition: None
Features
- Levels: One
- Fencing: Fenced
- Has view: Yes
- View description: Other
Lot
- Lot size: 4,791 sqft
- Features: Back Yard,Rectangular Lot
Parking
- Parking features: Off Street,On Street,Additional Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $652 | $7,824 |
| Home Insurance * | $275 | $3,300 |
| Property Taxes | $262 | $3,144 |
| Electricity | $184 | $2,212 |
| Total | $1,373 | $16,476 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $129,000 |
| 2024-05-15 | Sold | $16,000 |
| 2024-04-24 | Price change | $19,900 |
| 2024-04-20 | Price change | $24,899 |
| 2024-03-29 | Listed for sale | $24,900 |
| 2023-12-04 | Sold | $800 |
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