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1300 Carolina St, Gary, IN, 46407

2beds
1baths
800sqft
$65,000
$81price/sqft
$778/moest. monthly cost
$31,120/yrincome needed

About This Home

PERFECT STARTER HOME , or investment property, located on a very spacious corner lot!! You wont have to wait to start packing, this one is Move In Ready!! You will love the large covered front porch , where your outdoor furniture can be added, to make this a relaxed area, in warmer months .The kitchen boast plenty of cabinet space, and has plenty of windows, for streaming light. Enjoy the privacy of your backyard for summer cookouts, and the additional lot on side of home is yours also. Excellent location, near major transportation center, interstate highways, and minutes from the Miller Beach area. Make your move , there is no place like 'Home Ownership"!!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
Gary Middle SchoolGrades 6-84.5 mi
1/10

Construction

Condition

  • Year built: 1919

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Bedroom2

  • Area: 90
  • Dimensions: 10.0 x 9.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Walk-In Closet(s)
  • Window features: Aluminum Frames
  • Finished area above ground: 800

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Kitchen

  • Area: 143
  • Dimensions: 13.0 x 11.0

Living Room

  • Area: 132
  • Dimensions: 12.0 x 11.0

Primary Bedroom

  • Area: 108
  • Dimensions: 12.0 x 9.0

Utility Room

  • Area: 45
  • Dimensions: 9.0 x 5.0

Property

Details

  • Parcel number: 450810183008000004
  • Zoning description: residential
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Private Yard
  • Fencing: Chain Link,Partial
  • Has view: Yes
  • View description: City,Neighborhood

Lot

  • Lot size: 3,746 sqft
  • Features: Back Yard,Paved,Front Yard,Few Trees,Corner Lot

Parking

  • Parking features: Alley Access,Paved,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$138$1,656
Property Taxes $128$1,536
Electricity $184$2,212
Total$778$9,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,674/yr
40% on housing$23,340/yr
45% on housing$20,746/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 46407$32
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46407$53
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-26Listed for sale$65,000
2026-02-22Pending sale$65,000
2026-02-13Listed for sale$65,000
2026-02-10Pending sale$65,000
2025-07-16Listed for sale$65,000
2025-07-16Listing removed$65,000
2025-06-09Pending sale$65,000
2024-11-18Price change$65,000
2024-10-07Price change$73,000
2024-06-23Listed for sale$78,000
2008-11-12Sold$1,001

For Sale by Agent

AgentBaverly Daniels
BrokerageB. Daniels Real Estate, LLC

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