545 Pennsylvania St, Gary, IN, 46402
About This Home
Great opportunity in a convenient urban location! This bungalow-style home features classic brick siding and a welcoming front yard, offering both charm and functionality. Inside, you'll find 3 bedrooms along with a walkout basement that adds additional space and potential. Ideally located close to downtown and major expressways, this property provides easy access to shopping, dining, and commuting routes. The home is currently tenant-occupied on a month-to-month lease, offering flexibility for both investors and future homeowners. Don't miss this opportunity to own a property with character, convenience, and potential!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Concrete Perimeter
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: None
Basement
- Has basement: Yes
Bedroom2
- Features: Other
- Level: Main
- Dimensions: 0
Bedroom3
- Features: Other
- Level: Main
- Dimensions: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Features: Other
- Level: Main
- Dimensions: 0
Features
- High Speed Internet
- Finished area below ground: 0
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total structure area: 2,050
- Total interior livable area: 2,050 sqft
Kitchen
- Features: Other
- Level: Main
- Dimensions: 0
Laundry
- Features: Other
- Level: Main
- Dimensions: 0
Living Room
- Features: Other
- Level: Main
- Dimensions: 0
Master Bedroom
- Features: Other
- Level: Main
- Dimensions: 0
Property
Details
- Parcel number: 450803305008000004
- Special condition: As Is
- Horse amenities: None
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 3,920 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $353 | $4,236 |
| Home Insurance * | $117 | $1,404 |
| Property Taxes | $128 | $1,536 |
| Electricity | $187 | $2,255 |
| Total | $785 | $9,420 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $69,900 |
View on Zillow