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153 Hovey St, Gary, IN, 46406

4beds
2baths
1,630sqft
$249,000
$153price/sqft
$2,225/moest. monthly cost
$89,000/yrincome needed

About This Home

Welcome to 153 Hovey! A move in ready 4 bedroom, 2 Bathroom Home that comes with a lot of charm. You will love the Updated Kitchen, Refinished Hardwood Floors, Cedar Lined Closets, Master Suite, Over Sized Bedrooms, The XL Backyard. While the Main Level is ready to go, you are also afforded the ability to bring your best HGTV ideas and create your very own Finished Basement. This is a GREAT Home for entertaining Friends & Family.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
4/10
1/10

Construction

Condition

  • Year built: 1942

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Refrigerator,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Sink,Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Storage Space

Bedroom2

  • Level: Main
  • Area: 154
  • Dimensions: 14.0 x 11.0

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 12.0 x 11.0

Bedroom4

  • Level: Main
  • Area: 121
  • Dimensions: 11.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 14.0 x 10.0

Features

  • Ceiling Fan(s),Country Kitchen,Pantry,Open Floorplan,Granite Counters,Eat-in Kitchen
  • Finished area above ground: 1,630

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,630
  • Total interior livable area: 1,630 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11.0 x 10.0

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 18.0 x 15.0

Other

  • Level: Main
  • Area: 42.5
  • Dimensions: 8.5 x 5.0

Other

  • Level: Main
  • Area: 25
  • Dimensions: 5.0 x 5.0

Primary Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 14.0 x 11.0

Property

Details

  • Parcel number: 450701232002000004
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Rear Porch,Front Porch
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Back Yard,Partial
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.27 Acres
  • Features: Back Yard,Rectangular Lot,Private,Front Yard,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Detached,On Street,Garage Faces Front,Driveway,Concrete,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$304$3,648
Property Taxes $478$5,736
Electricity $184$2,212
Total$2,225$26,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,285/yr
40% on housing$66,750/yr
45% on housing$59,333/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 46406$48
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46406$90
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Price change$247,000
2026-07-24Listed for sale$249,000
2016-02-24Listing removed--
2016-01-29Listed for sale--
2015-10-31Listing removed--
2015-10-10Price change--
2015-09-15Listed for sale$100

For Sale by Agent

AgentMark Keene
BrokerageBS Realty Services Indiana LLC

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