2157 E 20th Ave, Gary, IN, 46407
About This Home
Investor's dream opportunity! This 3-bedroom, 1-bath ranch with a 2-car detached garage has been fully gutted down to the studs, offering a true blank canvas for your next project--whether you're planning a fix-and-flip, rental, or custom renovation. Electrical, plumbing, and utilities are all currently turned on, making it easier to begin your rehab right away. Some newer windows are already installed, giving you a valuable head start. Located on an up-and-coming block with multiple nearby investor remodels and just minutes from the Hard Rock Casino, this property offers strong potential for sweat equity and long-term value in a desirable single-level layout.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1952
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- None
- Finished area above ground: 1,240
Heating
- Heating features: None
Interior Area
- Total structure area: 1,240
- Total interior livable area: 1,240 sqft
Primary Bedroom
- Area: 0
- Dimensions: 0.0 x 0.0
Property
Details
- Parcel number: Tbd
- Special condition: None
Features
- Levels: One
- Exterior features: None
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 4,356 sqft
- Features: Back Yard
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $251 | $3,012 |
| Home Insurance * | $106 | $1,272 |
| Property Taxes | $93 | $1,116 |
| Electricity | $184 | $2,212 |
| Total | $634 | $7,608 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-19 | Price change | $52,500 |
| 2026-01-13 | Price change | $42,500 |
| 2025-09-02 | Listed for sale | $47,500 |
| 2024-10-30 | Sold | $900 |
| 2007-04-10 | Sold | $12,900 |
| 2006-10-24 | Sold | $27,103 |
View on Zillow