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4229 Vermont St, Gary, IN, 46409

4beds
2baths
1,120sqft
$94,900
$85price/sqft
$975/moest. monthly cost
$39,000/yrincome needed

About This Home

attention investors or folks who would like to pay less than rent. Updated bungalow. Two bedrooms on the main floor and two more rooms in the finished basement. One full bathroom on the main floor and 3/4 bath in the basement. This home is perfect for an addition to your portfolio or for your family.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
Glen Park AcademyGrades K-51.3 mi
4/10
1/10

Construction

Condition

  • Year built: 1927

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11.0 x 10.0

Bedroom3

  • Level: Basement
  • Area: 72
  • Dimensions: 9.0 x 8.0

Bedroom4

  • Level: Basement
  • Area: 72
  • Dimensions: 9.0 x 8.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen
  • Finished area above ground: 560

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: Main
  • Area: 80
  • Dimensions: 10.0 x 8.0

Living Room

  • Level: Main
  • Area: 110
  • Dimensions: 11.0 x 10.0

Primary Bedroom

  • Level: Main
  • Area: 121
  • Dimensions: 11.0 x 11.0

Property

Details

  • Parcel number: 450827411004000004
  • Special condition: None

Features

  • Levels: One
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,011 sqft
  • Features: Few Trees

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $479$5,748
Home Insurance *$147$1,764
Property Taxes $165$1,980
Electricity $184$2,212
Total$975$11,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,428/yr
40% on housing$29,250/yr
45% on housing$26,000/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 46409$51
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46409$71
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Listed for sale$94,900
2026-08-10Pending sale$94,900
2026-08-03Price change$94,900
2026-07-08Listing removed$1,250
2026-07-08Listed for sale$99,900
2026-06-27Price change$1,250
2026-05-23Listed for rent$1,350
2020-02-15Listing removed$595
2020-02-01Price change$595
2020-01-25Listed for rent$625
2013-09-16Listing removed$525
2013-07-31Price change$525
2013-07-14Listed for rent$575
2012-06-12Listing removed$525
2012-05-18Listed for rent$525
2011-11-15Listing removed$525
2011-10-28Listed for rent$525
2011-09-07Listing removed$525
2011-07-29Listed for rent$525
2007-03-22Sold$10,000

For Sale by Agent

AgentLaurene Lemanski
BrokerageBriar Executive Realty

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