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8602 Maple Ave, Gary, IN, 46403

2beds
2baths
1,303sqft
$300,000
$230price/sqft
$2,555/moest. monthly cost
$102,200/yrincome needed

About This Home

New to Market. 8602 Maple Ave Miller Beach!! Charming Miller Beach Bungalow - Just steps to the beach! Embrace the ultimate coastal lifestyle in this immaculate 2-bedroom, 1.5 -bathroom beach cottage, perfectly situated in the vibrant Miller Beach community where Indiana Dunes National Park begins. Inside, you are greeted by timeless architectural character--including arched doorways, crown molding, a cozy stone fireplace, pristine hardwood floors! The Kitchen features Butcher Block Counters, a nice mosaic tiled backsplash, all flooded with natural light from the Kitchen's Skylights! The first floor features open concept , living and dining areas, 2 nice sized bedrooms, and a Bath. The basement features a large media room, with a glass block window for natural lighting in the room. A shared laundry room, half bath, and a large bonus room for extra storage and shared utilities. Step outside to a large deck, a security fenced and gated back yard, creating an ideal setting for relaxing or entertaining after a day at Lake Michigan. Designed with hosting in mind, this home offers rare and exceptional parking capacity with 7 total spaces (4 street-side and 3 in the back), plus a 1-car attached garage with entry into the basement level. Nestled in a prime location, Miller Beach serves as the Western most entry point to over 15,000 acres of protected National Parks and trails, with the Miller neighborhood uniquely enveloped by thousands of acres federally protected Land. Close proximity to Lake Street business corridor, known for its cultural arts, local dining, galleries, and unique boutique shopping. For even more variety, the nearby Shelby-Locust business district offers a fantastic collection of additional dining and entertainment options just blocks from the shore. Whether you are seeking a permanent residence or a weekend getaway, this coastal gem is ready for you--schedule your showing today! Miller Beach, unparalleled in its offerings!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10
Gary Middle SchoolGrades 6-80.9 mi
1/10

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Sink,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access,Storage Space

Bedroom2

  • Level: Main
  • Area: 139.08
  • Dimensions: 12.2 x 11.4

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Open Floorplan,Entrance Foyer,Crown Molding
  • Window features: Blinds
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 840

Foyer

  • Level: Main
  • Area: 18.92
  • Dimensions: 4.3 x 4.4

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,303
  • Total interior livable area: 1,303 sqft

Kitchen

  • Level: Main
  • Area: 104
  • Dimensions: 13.0 x 8.0

Laundry

  • Level: Basement
  • Area: 95.66
  • Dimensions: 12.11 x 7.9

Living Room

  • Level: Main
  • Area: 228.72
  • Dimensions: 17.5 x 13.07

Media Room

  • Level: Basement
  • Area: 162
  • Dimensions: 20.0 x 8.1

Primary Bedroom

  • Level: Main
  • Area: 135.42
  • Dimensions: 12.2 x 11.1

Utility Room

  • Level: Basement
  • Area: 174
  • Dimensions: 14.5 x 12.0

Property

Details

  • Parcel number: 450533133017000004
  • Special condition: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Deck,Porch,Front Porch
  • Exterior features: Fire Pit,Rain Gutters,Private Yard,Other
  • Fencing: Back Yard,Chain Link
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,270 sqft
  • Features: Back Yard,Front Yard,Few Trees

Parking

  • Total spaces: 1
  • Parking features: Attached,On Street,Driveway,Alley Access,Other
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$238$2,856
Property Taxes $617$7,404
Electricity $184$2,212
Total$2,555$30,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,600/yr
40% on housing$76,650/yr
45% on housing$68,133/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 46403$90
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46403$100
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$289,000
2026-07-27Listed for sale$300,000
2022-11-14Listing removed--
2022-11-08Price change$1,600
2022-10-29Price change$1,700
2022-10-17Price change$1,795
2022-10-07Price change$1,895
2022-10-04Listed for rent$1,975
2022-09-02Listing removed--
2022-08-03Price change$2,000
2022-08-02Listed for rent$2,100
2021-12-08Listing removed--
2021-12-03Listed for rent$1,500
2020-04-14Sold$186,000
2020-02-03Pending sale$189,900
2020-01-30Listed for sale$189,900
2012-08-15Sold$134,900

For Sale by Agent

AgentAlan Harrell
BrokerageMcColly Real Estate

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