See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3678 Jackson St, Gary, IN, 46408

2beds
2baths
2,080sqft
$224,400
$108price/sqft
$1,761/moest. monthly cost
$70,440/yrincome needed

About This Home

Beautifully renovated brick ranch (4 bedrooms & bonus rooms all together/2 baths) offering modern style and move-in ready convenience! This thoughtfully updated home features new flooring, contemporary lighting, refreshed kitchen cabinetry, appliances, AC and tasteful finishes throughout. The spacious finished basement provides additional living space along with 2 versatile bonus rooms perfect for a home office, fitness area, guest space, or additional flex use. Both rooms have a window, closet & door! Detached 2 car garage adds both functionality and storage. Ideally located near Indiana University Northwest, shopping, dining, and commuter routes. A turnkey opportunity with stylish updates already completed!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
Glen Park AcademyGrades K-51.6 mi
4/10
1/10

Construction

Condition

  • Year built: 1926

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Stainless Steel Appliance(s),Refrigerator,Microwave,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space,Full

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Bonus Room

  • Level: Basement
  • Area: 156
  • Dimensions: 13.0 x 12.0

Bonus Room

  • Level: Basement
  • Area: 120
  • Dimensions: 12.0 x 10.0

Features

  • Entrance Foyer,Country Kitchen,Stone Counters,Open Floorplan,Kitchen Island
  • Finished area above ground: 1,040

Great Room

  • Level: Basement
  • Area: 702
  • Dimensions: 39.0 x 18.0

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 2,080 sqft

Kitchen

  • Level: Main
  • Area: 260
  • Dimensions: 20.0 x 13.0

Living Room

  • Level: Main
  • Area: 247
  • Dimensions: 19.0 x 13.0

Other

  • Level: Basement
  • Area: 119
  • Dimensions: 7.0 x 17.0

Primary Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 11.0 x 13.0

Sunroom

  • Level: Main
  • Area: 119
  • Dimensions: 7.0 x 17.0

Utility Room

  • Level: Basement
  • Area: 54
  • Dimensions: 9.0 x 6.0

Property

Details

  • Parcel number: 450821456027000004
  • Special condition: None

Features

  • Levels: One
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,791 sqft
  • Features: Back Yard,Rectangular Lot,Near Public Transit,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Faces Rear,Concrete,Additional Parking,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,134$13,608
Home Insurance *$241$2,892
Property Taxes $196$2,352
Electricity $190$2,288
Total$1,761$21,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,377/yr
40% on housing$52,830/yr
45% on housing$46,960/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 46408$51
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46408$94
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$224,400
2026-07-06Price change$229,900
2026-06-16Price change$234,900
2026-05-27Listed for sale$239,900

For Sale by Agent

AgentKristina Vega
BrokerageBetter Homes and Gardens Real

Similar Homes