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3428 Delaware St, Gary, IN, 46409

4beds
2baths
1,200sqft
$178,990
$149price/sqft
$1,730/moest. monthly cost
$69,200/yrincome needed

About This Home

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
Glen Park AcademyGrades K-52.0 mi
4/10
1/10

Construction

Condition

  • Year built: 1924

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Stainless Steel Appliance(s),Refrigerator,Microwave
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Laundry Room

Bedroom2

  • Area: 106.02
  • Dimensions: 11.4 x 9.3

Bedroom3

  • Area: 118.75
  • Dimensions: 12.5 x 9.5

Bedroom4

  • Area: 130.15
  • Dimensions: 13.7 x 9.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Area: 303.26
  • Dimensions: 25.7 x 11.8

Features

  • Eat-in Kitchen,Open Floorplan,High Ceilings,Granite Counters
  • Finished area above ground: 1,200

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Area: 216
  • Dimensions: 18.0 x 12.0

Laundry

  • Area: 95
  • Dimensions: 9.5 x 10.0

Primary Bedroom

  • Area: 131.58
  • Dimensions: 12.9 x 10.2

Property

Details

  • Parcel number: 450822308024000004
  • Special condition: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,007 sqft
  • Features: Rectangular Lot

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$277$3,324
Property Taxes $364$4,368
Electricity $184$2,212
Total$1,730$20,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,314/yr
40% on housing$51,900/yr
45% on housing$46,133/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 46409$49
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46409$71
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$179,000
2026-05-05Price change$180,999
2026-04-17Price change$181,999
2026-03-30Price change$183,999
2026-03-09Listed for sale$185,000
2024-11-20Sold$500
2022-06-27Sold$500
2008-05-07Sold$6,000
2008-03-23Price change$9,900
2008-02-25Listed for sale$11,900
2007-11-06Sold$25,130

For Sale by Agent

AgentJennifer Skippergosh
BrokerageNew Chapter Real Estate

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