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608 Durbin St, Gary, IN, 46406

3beds
2baths
1,600sqft
$95,000
$59price/sqft
$791/moest. monthly cost
$31,640/yrincome needed

About This Home

Opportunity awaits with this spacious 3-bedroom, 2-bath home offering incredible potential for homeowners and investors alike! Perfect for related living, the finished basement features its own kitchenette, bedroom, and additional living space -- ideal for extended family, guests, or flexible living arrangements. This home offers great bones and just needs a little TLC to truly shine. The 2.5-car garage provides ample space for parking, storage, or a workshop area. Whether you're looking to create your dream home, add to your investment portfolio, or take on your next fix-and-flip project, the possibilities here are endless. Bring your vision and unlock the potential of this hidden gem! Property sold as-is,

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

3/10
4/10
1/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1951

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10.0 x 10.0

Bedroom3

  • Level: Basement
  • Area: 117
  • Dimensions: 13.0 x 9.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen
  • Finished area above ground: 800

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: Main
  • Area: 117
  • Dimensions: 13.0 x 9.0

Kitchen

  • Level: Basement
  • Area: 80
  • Dimensions: 10.0 x 8.0

Living Room

  • Level: Main
  • Area: 140
  • Dimensions: 14.0 x 10.0

Living Room

  • Level: Basement
  • Area: 126
  • Dimensions: 14.0 x 9.0

Primary Bedroom

  • Level: Main
  • Area: 117
  • Dimensions: 13.0 x 9.0

Property

Details

  • Parcel number: 450701410012000004
  • Special condition: None

Features

  • Levels: One
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 3,746 sqft
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$116$1,392
Property Taxes $11$132
Electricity $184$2,212
Total$791$9,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,120/yr
40% on housing$23,730/yr
45% on housing$21,093/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 46406$56
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46406$90
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-07Price change$95,000
2026-05-19Listed for sale$105,000

For Sale by Agent

AgentMary Cossey
BrokerageColdwell Banker Realty

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