See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7216 Montana Ave, Hammond, IN, 46323

3beds
2baths
1,392sqft
$263,500
$189price/sqft
$1,922/moest. monthly cost
$76,880/yrincome needed

About This Home

Immaculately well maintained two story house, with an oversized garage and large fenced yard, is waiting for you to call it home. The home features 3 bedrooms, 1.5 baths, a spacious living room and a large deck. New electrical, 6 year old roof, the home has been freshly painted, and is move in ready. Close to shopping, schools, parks and major highways. You don't want to miss out on this great opportunity.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
3/10
2/10
Morton Senior High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1941

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Stainless Steel Appliance(s),Refrigerator,Microwave,Gas Water Heater,Dishwasher,Disposal

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Storage Space,Sump Pump

Bedroom2

  • Area: 241.5
  • Dimensions: 23.0 x 10.5

Bedroom3

  • Area: 176
  • Dimensions: 16.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 100
  • Dimensions: 12.5 x 8.0

Features

  • Ceiling Fan(s),Crown Molding
  • Finished area above ground: 1,392

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,392
  • Total interior livable area: 1,392 sqft

Kitchen

  • Area: 118.75
  • Dimensions: 9.5 x 12.5

Living Room

  • Area: 280
  • Dimensions: 14.0 x 20.0

Loft

  • Area: 105
  • Dimensions: 7.0 x 15.0

Primary Bedroom

  • Area: 157.5
  • Dimensions: 15.0 x 10.5

Property

Details

  • Parcel number: 450710384009000023
  • Zoning description: residential
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Fire Pit,Rain Gutters,Private Yard
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 7,562 sqft
  • Features: Back Yard,Landscaped,Front Yard

Parking

  • Total spaces: 2.5
  • Parking features: Detached,Oversized,On Street,Garage Faces Front,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,332$15,984
Home Insurance *$190$2,280
Property Taxes $216$2,592
Electricity $184$2,212
Total$1,922$23,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,897/yr
40% on housing$57,660/yr
45% on housing$51,253/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 46323$95
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46323$126
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$270,000
2026-05-01Listed for sale$275,900
2025-12-17Listing removed$250,000
2025-12-08Pending sale$250,000
2025-09-19Listed for sale$250,000
2024-02-20Sold$230,000
2021-11-19Sold$195,000
2021-10-12Listed for sale$189,000

For Sale by Agent

AgentMelissa Torres
BrokerageAmerican Home Realty Services,

Similar Homes