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6720 Carolina Ave, Hammond, IN, 46323

3beds
3baths
1,730sqft
$320,000
$185price/sqft
$2,287/moest. monthly cost
$91,480/yrincome needed

About This Home

Welcome home to this well-maintained raised split level offering comfortable living space and versatile functionality in a convenient Hessville location. The bright main level features a spacious living area with vaulted ceilings, abundant natural light, and an open flow into the dining space--perfect for everyday living and entertaining. The kitchen offers ample cabinetry, generous counter space, and stainless appliances to make meal preparation easy and efficient. Multiple bedrooms provide comfortable accommodations, with flexible spaces ideal for guests, hobbies, or a home office. The finished lower level adds valuable additional living space--perfect for recreation, a media room, workout area, or private retreat. Step outside to enjoy the elevated deck overlooking the fenced backyard, ideal for relaxing, grilling, or hosting gatherings. An attached garage and wide driveway provide convenient parking and storage. Located near local parks, schools, shopping, dining, and the new Y, this home also offers easy access to major highways and commuter routes to Chicago, making it an excellent choice for commuters seeking suburban comfort with city accessibility. Don't forget to ask about Hammond's College Bound program, a city-funded program that helps eligible students pay for college tuition. Call to schedule your showing today!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10
2/10
Morton Senior High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2002

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Microwave,Dishwasher
  • Laundry features: Lower Level

Bedroom2

  • Area: 99
  • Dimensions: 11.0 x 9.0

Bedroom3

  • Area: 88
  • Dimensions: 11.0 x 8.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 99
  • Dimensions: 11.0 x 9.0

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Laminate Counters,Entrance Foyer
  • Finished area above ground: 1,172

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,730
  • Total interior livable area: 1,730 sqft

Kitchen

  • Area: 80
  • Dimensions: 10.0 x 8.0

Laundry

  • Area: 72
  • Dimensions: 12.0 x 6.0

Living Room

  • Area: 252
  • Dimensions: 18.0 x 14.0

Other

  • Area: 252
  • Dimensions: 18.0 x 14.0

Primary Bedroom

  • Area: 126
  • Dimensions: 14.0 x 9.0

Property

Details

  • Parcel number: 450709278013000023
  • Zoning description: residential
  • Special condition: None

Features

  • Levels: Bi-Level
  • Pool features: None
  • Patio & porch: Deck,Front Porch
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,651 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$230$2,760
Property Taxes $255$3,060
Electricity $184$2,212
Total$2,287$27,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,411/yr
40% on housing$68,610/yr
45% on housing$60,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 46323$92
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46323$126
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$325,000
2014-12-08Sold$130,000
2014-11-01Price change$132,900
2014-10-21Listed for sale$137,900
2011-10-14Sold$62,000
2011-08-30Price change$74,900
2011-07-28Price change$82,000
2011-06-23Price change$91,700
2011-06-18Listed for sale--
2011-06-17Sold$126,592
2006-04-25Sold$142,000

For Sale by Agent

AgentKent Kominiak
Brokerage@properties/Christie's Intl RE

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