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523 Hidden Oak Dr, Hobart, IN, 46342

2beds
2baths
1,300sqft
$248,000
$191price/sqft
$1,791/moest. monthly cost
$71,640/yrincome needed

About This Home

Enjoy a low-maintenance lifestyle in this beautifully maintained paired villa featuring a brick and vinyl exterior. The HOA takes care of lawn care, irrigation, and snow removal so you can spend more time enjoying the community amenities.Inside, you'll find a bright, open kitchen with stainless steel appliances and a sunny southern exposure. A sliding glass door leads to your private patio - perfect for morning coffee or evening relaxation. Let your furniture define the space you need for living and dining areas in this spacious open layout. The huge primary bedroom offers a generous walk-in closet and an attached 3/4 bath for added comfort. With one-level living throughout, this home is designed for convenience.Barrington Ridge residents enjoy access to a year-round clubhouse and fitness center, plus a sparkling outdoor pool in the summer. Located near St. Mary's Hospital with easy access to I-65, you're close to everything while enjoying a peaceful, well-kept neighborhood.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
6/10
Hobart Middle SchoolGrades 6-81.2 mi
7/10
Hobart High SchoolGrades PK,9-121.3 mi

Construction

Condition

  • Year built: 1995

Type & Style

  • Home type: SingleFamily
  • Property subType: Half Duplex

Interior

Appliances

  • Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Range Hood,Refrigerator,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Sink,Main Level,Laundry Room

Bedroom2

  • Area: 137.5
  • Dimensions: 12.5 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Area: 108
  • Dimensions: 12.0 x 9.0

Features

  • Ceiling Fan(s),Walk-In Closet(s),Laminate Counters,Eat-in Kitchen,Entrance Foyer
  • Finished area above ground: 1,300

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Kitchen

  • Area: 170
  • Dimensions: 17.0 x 10.0

Laundry

  • Area: 45
  • Dimensions: 9.0 x 5.0

Living Room

  • Area: 225
  • Dimensions: 15.0 x 15.0

Primary Bedroom

  • Area: 270
  • Dimensions: 20.0 x 13.5

Property

Details

  • Parcel number: 451305377011000018
  • Attached to another structure: Yes
  • Zoning description: residential
  • Special condition: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,229 sqft
  • Features: Back Yard,Paved,Landscaped,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Driveway,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,254$15,048
Home Insurance *$170$2,040
Property Taxes $183$2,196
Electricity $184$2,212
Total$1,791$21,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,405/yr
40% on housing$53,730/yr
45% on housing$47,760/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 46342$115
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46342$144
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Price change$248,000
2025-11-11Price change$250,000
2025-09-11Listed for sale$255,000
2024-12-18Sold$245,000
2024-11-26Contingent$239,899
2024-11-08Listed for sale$239,899
2024-10-05Listing removed$239,899
2024-09-18Listed for sale$239,899

For Sale by Agent

AgentKatherine Phillips
BrokerageMcColly Real Estate

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