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49 Wildwood Rd, Hammond, IN, 46324

4beds
3baths
2,871sqft
$279,900
$97price/sqft
$2,121/moest. monthly cost
$84,840/yrincome needed

About This Home

Welcome home to this beautiful all-brick, two-story Colonial located in the Historic District offering 4 bedrooms, 2 1/2 bathrooms, and timeless charm throughout. This home features a full finished basement , a detached 1.5-car garage, with a fully fenced backyard perfect for relaxing or entertaining. The main level boasts a bright and inviting living room with a cozy gas-log fireplace that flows seamlessly into the dining room. From there, step into the sunroom overlooking the private backyard, creating the perfect space to enjoy your morning coffee or unwind at the end of the day. Upstairs, you'll find three spacious bedrooms and a full bathroom, providing comfortable accommodations for family and guests. The fully finished basement offers exceptional additional living space, featuring a stunning brick fireplace, a large recreation room, laundry room, and a private fourth bedroom with its own full bathroom suite--ideal for related living, guests, or a home office. With classic Colonial charm, generous living space, and thoughtful features throughout, with a little TLC this home is ready for its next owner. Schedule your private showing today!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

2/10
Hammond High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1938

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space,Full

Bedroom2

  • Level: Upper
  • Area: 165
  • Dimensions: 15.0 x 11.0

Bedroom3

  • Level: Upper
  • Area: 176
  • Dimensions: 16.0 x 11.0

Bedroom4

  • Level: Basement
  • Area: 120
  • Dimensions: 12.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 195
  • Dimensions: 15.0 x 13.0

Family Room

  • Level: Basement
  • Area: 350
  • Dimensions: 25.0 x 14.0

Features

  • Country Kitchen
  • Window features: Insulated Windows
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room,Gas Log,Gas
  • Fireplace: Yes
  • Finished area above ground: 1,914

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,871
  • Total interior livable area: 2,871 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 15.0 x 10.0

Living Room

  • Level: Main
  • Area: 322
  • Dimensions: 23.0 x 14.0

Primary Bedroom

  • Level: Upper
  • Area: 192
  • Dimensions: 16.0 x 12.0

Sunroom

  • Level: Main
  • Area: 140
  • Dimensions: 14.0 x 10.0

Property

Details

  • Parcel number: 450601303018000023
  • Special condition: None

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Patio,Enclosed
  • Exterior features: Private Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 6,534 sqft
  • Features: Back Yard,Front Yard,Few Trees

Parking

  • Total spaces: 1.5
  • Parking features: Detached,Paved,Garage Faces Front,Driveway,Concrete,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$204$2,448
Property Taxes $239$2,868
Electricity $263$3,158
Total$2,121$25,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,720/yr
40% on housing$63,630/yr
45% on housing$56,560/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 46324$91
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46324$133
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$274,900
2026-07-29Price change$279,900
2026-07-16Price change$289,900
2026-07-14Listed for sale$299,900
2017-01-13Sold$163,000

For Sale by Agent

AgentNicole Vazquez
BrokerageMcColly Real Estate

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