13939 Huseman St, Cedar Lake, IN, 46303
About This Home
Property has been APPRAISED. Don't miss this rare opportunity to own a spacious, one-of-a-kind property on nearly .6 acres across two lots! Originally a 900 sq ft., 2 bed, 1 bath home, it was thoughtfully expanded with a 2,000 sq ft. addition in 2006 to include a spacious great room with wet bar, 2.5-car attached garage, primary suite, and second story, and again in 2024 with a 900 sq ft. standout four seasons room featuring a Michael Phelps Signature training pool and hot tub--creating a versatile, resort-style environment designed for year-round enjoyment. This impressive home offers close to 6,000 sq ft of living space with a layout ideal for full-time living, weekend escapes, or entertaining. Enjoy a true indoor-outdoor lifestyle with expansive living areas and ample space for hosting. Solar panels provide significant annual electrical cost savings, adding long-term value. Inside, the home features an open kitchen with abundant storage and generous countertop space for meal prep, flowing into a great room with 15 ft cathedral ceilings. The primary suite includes three closets, a double vanity, and dual shower system, while the upper level offers a private suite with loft, bonus room, full bath, and scenic lake views. Additional highlights include a detached 2.5-car garage with electricity, workshop, two storage sheds, and a full house generator. Conveniently located just 13 minutes from the Illinois border, this property is ideal for buyers seeking space, flexibility, and a unique, amenity-rich home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1938
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Water Softener Owned,Washer,Refrigerator,Microwave,Gas Water Heater,Freezer,Dishwasher,Disposal
- Laundry features: Gas Dryer Hookup,Washer Hookup,Sink,Laundry Room,Lower Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Walk-Out Access,Storage Space,Sump Pump,Partially Finished,Interior Entry,Daylight
Bedroom2
- Area: 164.97
- Dimensions: 11.7 x 14.1
Bedroom3
- Area: 132
- Dimensions: 11.0 x 12.0
Bedroom4
- Area: 234.24
- Dimensions: 18.3 x 12.8
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Bonus Room
- Area: 225.28
- Dimensions: 17.6 x 12.8
Dining Room
- Area: 132.54
- Dimensions: 9.4 x 14.1
Features
- Ceiling Fan(s),Walk-In Closet(s),Wet Bar,Vaulted Ceiling(s),Soaking Tub,Recessed Lighting,Pantry,Open Floorplan,In-Law Floorplan,His and Hers Closets,High Ceilings,Granite Counters,Eat-in Kitchen,Entrance Foyer,Double Vanity
- Window features: Blinds,Wood Frames,Display Window(s),Bay Window(s)
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area above ground: 4,881
Foyer
- Area: 37.52
- Dimensions: 6.7 x 5.6
Great Room
- Area: 1210.79
- Dimensions: 35.3 x 34.3
Heating
- Heating features: Zoned,Natural Gas,Forced Air
Interior Area
- Total structure area: 5,960
- Total interior livable area: 5,960 sqft
Kitchen
- Area: 162.2
- Dimensions: 11.11 x 14.6
Laundry
- Area: 131.22
- Dimensions: 16.2 x 8.1
Loft
- Area: 436.47
- Dimensions: 16.1 x 27.11
Pantry
- Area: 164.42
- Dimensions: 11.11 x 14.8
Primary Bedroom
- Area: 400.41
- Dimensions: 22.11 x 18.11
Sunroom
- Area: 1025.57
- Dimensions: 29.9 x 34.3
Utility Room
- Area: 163.2
- Dimensions: 16.0 x 10.2
Property
Details
- Parcel number: 451527454027000014
- Zoning description: residential
- Special condition: None
Features
- Levels: Two
- Pool features: Above Ground,Heated
- Patio & porch: Enclosed,Patio
- Exterior features: Fire Pit,Storage,Rain Gutters,Private Yard,Lighting
- Has view: Yes
- View description: Lake,Water,Neighborhood
- Has water view: Yes
- Water view: Lake,Water
Lot
- Lot size: 0.59 Acres
- Features: Front Yard,Rectangular Lot,Landscaped
Parking
- Total spaces: 4.5
- Parking features: Attached,Paved,Heated Garage,Garage Faces Side,Garage Faces Rear,Driveway,Concrete,Additional Parking,Garage Door Opener,Detached
- Has garage: Yes
- Attached garage spaces: 4.5
- Covered spaces: 4.5
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,787 | $45,444 |
| Home Insurance * | $322 | $3,864 |
| Property Taxes | $537 | $6,444 |
| Electricity | $546 | $6,556 |
| Total | $5,192 | $62,304 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $900,000 |
| 2025-12-30 | Listing removed | $850,000 |
| 2025-11-24 | Price change | $850,000 |
| 2025-08-06 | Price change | $975,000 |
| 2025-07-19 | Listed for sale | $1,250,000 |
| 2008-07-10 | Sold | $395,000 |
| 2008-06-17 | Listed for sale | $395,000 |
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