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14608 Dewey St, Cedar Lake, IN, 46303

3beds
3baths
1,756sqft
$624,900
$356price/sqft
$4,036/moest. monthly cost
$161,440/yrincome needed

About This Home

ABSOLUTELY STUNNING! GORGEOUS lake-house showcasing stunning views of Cedar Lake! Home is full of modern finishes, luxury vinyl plank flooring, waterfall island with quartz counter tops, plenty of cabinet storage, pot filling station, appliances stay! Open concept main floor with three sided electric fireplace, large 10ft sliding glass door leading to the patio with AMAZING views of Cedar Lake. Upstairs has a custom wet bar with mini fridge and sink to enjoy drinks or coffee out on the large upper deck. Upstairs has three bedrooms with VAULTED ceilings and plenty of light. Primary bedroom comes with lake views, walk in closet, and large custom tile shower. Home has spray foam insulation throughout along with composite decking. This property offers large 2+ car garage with custom garage door, 100amp electric and gas already ran for possible electric charging station and/or heated garage. Property is in one of the hottest HOA's in the area boasting access to your own private beach, pups allowed, and pavilion for parties or relaxing. All of this, along with LOW Indiana taxes. So grab your golf cart, and let's head to the beach!!!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
Crown Point High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Stainless Steel Appliance(s),Range Hood,Refrigerator,Gas Water Heater,Gas Cooktop,Dishwasher
  • Laundry features: Main Level

Bedroom2

  • Area: 132
  • Dimensions: 12.0 x 11.0

Bedroom3

  • Area: 130
  • Dimensions: 13.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 70
  • Dimensions: 10.0 x 7.0

Features

  • Eat-in Kitchen,Walk-In Closet(s),Wet Bar,Vaulted Ceiling(s),Open Floorplan,Kitchen Island
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area above ground: 1,756

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,756
  • Total interior livable area: 1,756 sqft

Kitchen

  • Area: 160
  • Dimensions: 16.0 x 10.0

Laundry

  • Area: 82.5
  • Dimensions: 11.0 x 7.5

Living Room

  • Area: 271.25
  • Dimensions: 17.5 x 15.5

Loft

  • Area: 82.5
  • Dimensions: 11.0 x 7.5

Primary Bedroom

  • Area: 220
  • Dimensions: 20.0 x 11.0

Property

Details

  • Parcel number: 451535304024000043
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Front Porch,Deck
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Lake,Water,Neighborhood
  • Has water view: Yes
  • Water view: Lake,Water

Lot

  • Lot size: 6,969 sqft
  • Features: Front Yard

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Faces Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$268$3,216
Property Taxes $425$5,100
Electricity $184$2,212
Total$4,036$48,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,377/yr
40% on housing$121,080/yr
45% on housing$107,626/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 46303$182
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46303$168
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$649,900
2026-04-07Listing removed$649,900
2026-03-12Price change$649,900
2026-01-09Price change$664,900
2025-11-21Price change$674,900
2025-10-29Price change$694,900
2025-10-04Listed for sale$699,900
2024-09-24Sold$189,400
2024-07-22Contingent$199,900
2024-07-11Listed for sale$199,900
2024-03-19Sold$175,000

For Sale by Agent

AgentTiffany Dowling
BrokerageKeller Williams Preferred Real

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