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725 W 70th Ave, Merrillville, IN, 46410

3beds
2baths
1,750sqft
$269,900
$154price/sqft
$1,909/moest. monthly cost
$76,360/yrincome needed

About This Home

This beautifully maintained tri-level has been updated throughout and is ready for its next chapter. Fresh paint and new flooring run throughout the home--luxury vinyl plank in the kitchen, dinette, family room, and bathrooms, with new carpet in the bedrooms and rec room. Hardwood floors lie beneath the carpet. The kitchen features quartz countertops, a brick backsplash, new stainless steel appliances including a hood, new double-bowl stainless sink, and updated plumbing fixtures. Both bathrooms have been fully refreshed with new vanities, quartz countertops, updated plumbing and lighting fixtures, and LVP flooring. Natural light fills every level of the home. The lower level offers a spacious great room with new carpet and a dedicated laundry room with a double utility sink and built-in storage. Major mechanicals include furnace (2018), water heater (2020), and sump pump (replaced April 2026). The fully fenced backyard includes a storage shed, and a 2.5-car detached garage completes the property. A home that's easy to move into and even easier to stay in.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

4/10
5/10
Pierce Middle SchoolGrades 7-80.8 mi
3/10
Merrillville High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1961

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Range Hood,Refrigerator,Gas Water Heater
  • Laundry features: Laundry Room,Sink

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12.0 x 12.0

Bedroom3

  • Level: Upper
  • Area: 108
  • Dimensions: 12.0 x 9.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower
  • Area: 252
  • Dimensions: 21.0 x 12.0

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 9.0 x 12.0

Family Room

  • Level: Main
  • Area: 224
  • Dimensions: 16.0 x 14.0

Features

  • Eat-in Kitchen,Stone Counters,Open Floorplan
  • Finished area above ground: 1,156

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,750
  • Total interior livable area: 1,750 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 10.0 x 11.0

Laundry

  • Level: Lower
  • Area: 182
  • Dimensions: 14.0 x 13.0

Primary Bedroom

  • Level: Upper
  • Area: 154
  • Dimensions: 14.0 x 11.0

Property

Details

  • Parcel number: 451216204008000030
  • Special condition: None

Features

  • Levels: Tri-Level
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Storage
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,969 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$171$2,052
Property Taxes $190$2,280
Electricity $184$2,212
Total$1,909$22,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,451/yr
40% on housing$57,270/yr
45% on housing$50,906/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 46410$138
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46410$147
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$264,900
2026-08-06Price change$264,900
2026-07-10Price change$269,900
2026-06-18Listed for sale$275,000

For Sale by Agent

AgentRenee Egnatz
BrokerageMcColly Real Estate

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