432 Vernon Ave, East Chicago, IN, 46312
About This Home
Welcome home to this charming Cape Cod offering timeless character, a spacious layout, and plenty of opportunity to make it your own. A welcoming covered front porch provides the perfect place to relax with your morning coffee or unwind in the evening. Inside, you'll find a functional floor plan filled with natural light and flexible living space to suit a variety of needs. Whether you're a first-time homebuyer looking to build equity or an investor searching for your next opportunity, this home offers incredible potential. Conveniently located near shopping, dining, parks, and major highways, you'll enjoy easy access to everything you need while still feeling at home in a quiet neighborhood. Don't miss your chance to own this affordable home with great curb appeal and unlimited possibilities. Schedule your private showing today and imagine the potential this property has to offer
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
- Laundry features: Gas Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom2
- Level: Main
- Area: 88
- Dimensions: 11.0 x 8.0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Ceiling Fan(s),Laminate Counters
- Finished area above ground: 776
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 776
- Total interior livable area: 776 sqft
Kitchen
- Level: Main
- Area: 130
- Dimensions: 13.0 x 10.0
Living Room
- Level: Main
- Area: 120
- Dimensions: 10.0 x 12.0
Office
- Level: Main
- Area: 49
- Dimensions: 7.0 x 7.0
Primary Bedroom
- Level: Main
- Area: 91
- Dimensions: 13.0 x 7.0
Property
Details
- Parcel number: 450328304026000024
- Special condition: None
Features
- Levels: One
- Pool features: None
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 2,500 sqft
- Features: Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Strong Wind
- Earthquake
- Hail
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $114 | $1,368 |
| Property Taxes | $172 | $2,064 |
| Electricity | $184 | $2,212 |
| Total | $1,076 | $12,912 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Listed for sale | $120,000 |
| 2009-02-14 | Listing removed | $69,900 |
| 2008-06-19 | Listed for sale | $69,900 |
| 2004-11-22 | Sold | $4,999 |
View on Zillow