1039 Lane St, Gary, IN, 46404
About This Home
Beautiful new construction home with modern luxury finishes throughout. This spacious home offers 5 bedrooms and 3 full bathrooms across three finished levels, providing plenty of room for living and entertaining. The main level features an open concept layout with quartz countertops, stainless steel appliances, a large kitchen island with shiplap detail, recessed lighting, and a sliding glass door leading to the back deck. A main floor bedroom and full custom tile bathroom with smart mirror add convenience and style. Upstairs, the primary suite offers a large layout with a spa-like bathroom including a double vanity, soaking tub, and oversized custom tiled walk-in shower. Additional bedrooms and a lounge area provide flexible living space with abundant natural light. The finished basement includes a bedroom with egress, full bathroom, laundry room, and a large open living area perfect for a theater or second family room. Exterior highlights include a brand new 2.5 car garage, concrete sidewalks, deck with electrical hookups, and modern finishes throughout. This home also features a security system, smart features, and high-efficiency mechanicals. Move-in ready and built with attention to detail, this home is a must see.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Stainless Steel Appliance(s),Range Hood,Refrigerator,Range,Microwave,Gas Water Heater,Gas Cooktop
- Laundry features: Lower Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Storage Space
Bedroom2
- Area: 132
- Dimensions: 12.0 x 11.0
Bedroom3
- Area: 108
- Dimensions: 12.0 x 9.0
Bedroom4
- Area: 132
- Dimensions: 12.0 x 11.0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Area: 228
- Dimensions: 19.0 x 12.0
Features
- Double Vanity,Walk-In Closet(s),Soaking Tub,Recessed Lighting,Open Floorplan,Kitchen Island
- Finished area above ground: 1,800
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 3,400
- Total interior livable area: 3,400 sqft
Kitchen
- Area: 228
- Dimensions: 12.0 x 19.0
Laundry
- Area: 36
- Dimensions: 6.0 x 6.0
Living Room
- Area: 364
- Dimensions: 14.0 x 26.0
Media Room
- Area: 418
- Dimensions: 22.0 x 19.0
Primary Bedroom
- Area: 252
- Dimensions: 21.0 x 12.0
Utility Room
- Area: 78
- Dimensions: 13.0 x 6.0
Property
Details
- Parcel number: 450807132009000004
- Special condition: None
Features
- Levels: Two
- Patio & porch: Deck,Front Porch
- Exterior features: Lighting,Private Yard
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 5,671 sqft
- Features: Back Yard
Parking
- Total spaces: 2.5
- Parking features: Detached,Concrete
- Has garage: Yes
- Attached garage spaces: 2.5
- Covered spaces: 2.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,617 | $19,404 |
| Home Insurance * | $450 | $5,400 |
| Property Taxes | $621 | $7,452 |
| Electricity | $311 | $3,740 |
| Total | $2,999 | $35,988 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $325,000 |
| 2026-04-03 | Listed for sale | $330,000 |
| 2023-05-09 | Sold | $1,515 |
| 2020-02-25 | Sold | $500 |
View on Zillow