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3549 Carolina St, Gary, IN, 46409

2beds
1baths
704sqft
$149,900
$213price/sqft
$1,230/moest. monthly cost
$49,200/yrincome needed

About This Home

Beautifully Updated 2-Bedroom Bungalow with Bonus Sunroom! Welcome to 3549 Carolina Street, where classic charm meets modern style. This move-in-ready 2-bedroom, 1-bath bungalow has been thoughtfully updated and is ready for its next owner. Relax on the inviting front porch before stepping inside to a bright, welcoming interior featuring refinished hardwood floors, fresh neutral paint, and new carpet in both bedrooms. The beautifully remodeled kitchen offers white shaker cabinetry, granite countertops, a stylish tile backsplash, and plenty of cabinet space--perfect for everyday living. The renovated bathroom showcases designer tile, updated fixtures, and a modern vanity, while the bonus sunroom provides flexible space ideal for a home office, reading nook, playroom, or additional storage. Outside, you'll appreciate the spacious backyard, private driveway, and detached garage, offering plenty of room for outdoor entertaining, gardening, or extra parking. Whether you're a first-time homebuyer, looking to downsize, or searching for a turnkey investment property, this home checks all the boxes. Conveniently located near schools, shopping, parks, and major expressways for an easy commute. Don't miss your opportunity to own this beautifully updated home--schedule your private showing today!

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

3/10
Glen Park AcademyGrades K-52.0 mi
4/10
1/10

Construction

Condition

  • Year built: 1914

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Unfinished

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Ceilings,Country Kitchen,Stone Counters,Soaking Tub
  • Finished area above ground: 704

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 704
  • Total interior livable area: 704 sqft

Kitchen

  • Level: Main
  • Area: 240
  • Dimensions: 12.0 x 20.0

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 12.0 x 20.0

Primary Bedroom

  • Level: Main
  • Area: 192
  • Dimensions: 12.0 x 16.0

Sunroom

  • Level: Main
  • Area: 96
  • Dimensions: 8.0 x 12.0

Property

Details

  • Parcel number: 450822379009000004
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Rear Porch,Porch,Front Porch,Enclosed
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Partial,Fenced,Chain Link
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 7,501 sqft
  • Features: Back Yard,Front Yard,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Detached,Oversized,On Street,Garage Faces Front,Driveway,Alley Access,Additional Parking,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$232$2,784
Property Taxes $57$684
Electricity $184$2,212
Total$1,230$14,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,171/yr
40% on housing$36,900/yr
45% on housing$32,800/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 46409$50
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46409$71
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$149,900
2026-06-24Listing removed$149,900
2026-05-19Listed for sale$149,900
2026-03-01Listing removed$149,900
2025-11-01Listed for sale$149,900
2025-11-01Listing removed$149,900
2025-07-01Listed for sale$149,900
2025-07-01Listing removed$149,900
2025-03-11Listed for sale$149,900
2024-11-01Sold$34,000
2024-08-20Pending sale--
2024-06-04Listing removed--
2024-05-01Pending sale--

For Sale by Agent

AgentAngela Manning
BrokerageIntegrity Realty Partners

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