3866 Pennsylvania St, Gary, IN, 46409
About This Home
Calling All Investors and Rehabbers! Opportunity knocks at 3866 Pennsylvania Street, Gary, IN 46409. This 5-bedroom, 1.5-bath home sits on a 4,750 sq ft lot and is packed with potential for the right buyer ready to bring it back to life. With its spacious layout, large bedroom count, enclosed front porch, and solid footprint, this property offers the ideal canvas for a renovation project, fix-and-flip, or long-term rental investment. The size and layout provide numerous possibilities for value-add improvements and strong upside potential. Located near major roadways, schools, shopping, and local amenities, this property is positioned in an area seeing continued investment and redevelopment activity. Bring your contractor and your vision--this one needs work but the opportunity is undeniable.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1926
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: Main
- Area: 100
- Dimensions: 10.0 x 10.0
Bedroom3
- Level: Upper
- Area: 100
- Dimensions: 10.0 x 10.0
Bedroom4
- Level: Upper
- Area: 100
- Dimensions: 10.0 x 10.0
Bedroom5
- Level: Basement
- Area: 144
- Dimensions: 12.0 x 12.0
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 100
- Dimensions: 10.0 x 10.0
Features
- None
- Finished area above ground: 1,932
Heating
- Heating features: None
Interior Area
- Total structure area: 1,932
- Total interior livable area: 1,932 sqft
Kitchen
- Level: Main
- Area: 144
- Dimensions: 12.0 x 12.0
Living Room
- Level: Main
- Area: 192
- Dimensions: 16.0 x 12.0
Primary Bedroom
- Level: Main
- Area: 144
- Dimensions: 12.0 x 12.0
Property
Details
- Parcel number: 450827108030000004
- Special condition: Standard
Features
- Levels: One and One Half
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 4,748 sqft
- Features: Back Yard,Front Yard
Parking
- Parking features: Off Street,On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $252 | $3,024 |
| Home Insurance * | $77 | $924 |
| Property Taxes | $101 | $1,212 |
| Electricity | $184 | $2,212 |
| Total | $614 | $7,368 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $50,000 |
| 2026-07-08 | Listed for sale | $50,000 |
| 2025-12-06 | Listing removed | -- |
| 2025-11-22 | Listed for sale | $60,000 |
| 2025-10-18 | Listing removed | $60,000 |
| 2025-09-26 | Price change | $60,000 |
| 2025-08-07 | Price change | $65,000 |
| 2025-07-27 | Price change | $70,000 |
| 2025-07-18 | Listed for sale | $85,000 |
| 2024-12-16 | Listing removed | $99,900 |
| 2024-09-24 | Listed for sale | $99,900 |
| 2024-07-15 | Listing removed | -- |
| 2024-06-26 | Price change | $90,000 |
| 2024-05-29 | Price change | $110,000 |
| 2024-04-22 | Price change | $115,000 |
| 2024-03-27 | Listed for sale | $120,000 |
| 2022-12-12 | Listing removed | -- |
| 2022-10-25 | Listed for sale | $39,900 |
| 2019-01-10 | Sold | $1,700 |
| 2011-10-18 | Listing removed | $13,500 |
| 2011-07-22 | Price change | $13,500 |
| 2011-05-21 | Price change | $14,900 |
| 2011-04-15 | Listed for sale | $16,500 |
| 2002-12-20 | Sold | $5,500 |
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