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4084 Tyler St, Gary, IN, 46408

3beds
1baths
1,120sqft
$119,900
$107price/sqft
$1,102/moest. monthly cost
$44,080/yrincome needed

About This Home

Step into this beautifully maintained 2-bedroom home, featuring an additional bedroom in the finished basement--use for extra living space, guests, or a home office. This move-in-ready gem has been thoughtfully updated, showcasing a modern kitchen and refreshed bathroom designed for both comfort and style. Every detail has been taken care of, making your transition seamless. All that's left to do is bring your toothbrush and settle in. Come experience the warmth, charm, and convenience this has--and make it yours today.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
Glen Park AcademyGrades K-51.2 mi
4/10
1/10

Construction

Condition

  • Year built: 1941

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Range

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Area: 110
  • Dimensions: 10.0 x 11.0

Bedroom3

  • Area: 121
  • Dimensions: 11.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Finished area above ground: 720

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Area: 144
  • Dimensions: 12.0 x 12.0

Living Room

  • Area: 195
  • Dimensions: 15.0 x 13.0

Primary Bedroom

  • Area: 120
  • Dimensions: 10.0 x 12.0

Property

Details

  • Parcel number: 450828185029000004
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Exterior features: None
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 4,791 sqft
  • Features: Back Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$129$1,548
Property Taxes $183$2,196
Electricity $184$2,212
Total$1,102$13,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,782/yr
40% on housing$33,060/yr
45% on housing$29,386/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 46408$53
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46408$94
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$119,900
2026-04-06Price change$129,900
2026-03-18Listed for sale$139,900

For Sale by Agent

AgentSteven Koleno
BrokerageBeycome Brokerage Realty LLC

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