4077 Polk St, Gary, IN, 46408
About This Home
Welcome home to this charming 2-bedroom, 1-bath home that is move-in ready. It features an entry foyer, an unfinished basement, and a fenced backyard. Conveniently located near schools, restaurants, and major commuter routes including I-80/94 and I-65. This property is full of possibilities. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1927
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator
- Laundry features: Gas Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom2
- Level: Main
- Area: 99
- Dimensions: 11.0 x 9.0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- None
- Window features: Wood Frames
- Finished area above ground: 710
Foyer
- Level: Main
- Area: 45
- Dimensions: 9.0 x 5.0
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 710
- Total interior livable area: 710 sqft
Kitchen
- Level: Main
- Area: 77
- Dimensions: 11.0 x 7.0
Living Room
- Level: Main
- Area: 153
- Dimensions: 17.0 x 9.0
Primary Bedroom
- Level: Main
- Area: 99
- Dimensions: 11.0 x 9.0
Property
Details
- Parcel number: 450828185014000004
- Special condition: None
Features
- Levels: One
- Pool features: None
- Patio & porch: Enclosed,Front Porch
- Exterior features: None
- Fencing: Back Yard,Fenced
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 3,123 sqft
- Features: Back Yard,Landscaped
Parking
- Parking features: On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $353 | $4,236 |
| Home Insurance * | $75 | $900 |
| Property Taxes | $86 | $1,032 |
| Electricity | $184 | $2,212 |
| Total | $698 | $8,376 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Price change | $69,900 |
| 2026-05-26 | Listed for sale | $73,900 |
| 2021-11-12 | Sold | $30,000 |
| 2021-10-14 | Listed for sale | $37,500 |
| 2004-03-02 | Sold | $16,000 |
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