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54 Indian Trl, Merrillville, IN, 46410

4beds
2baths
2,266sqft
$311,700
$138price/sqft
$2,201/moest. monthly cost
$88,040/yrincome needed

About This Home

Welcome home to this beautifully renovated and distinctive ranch-style home showcasing 4 spacious bedrooms, 2 full bathrooms, and a 1.5-car garage, conveniently located just minutes from the I-65 expressway and nearby shopping, dining, and entertainment. Step inside and be impressed by the stunning open-concept living and kitchen area, complete with brand-new hardwood floors, soaring vaulted ceilings, and an abundance of natural light. Sliding patio doors lead to a newly built oversized deck, creating the perfect space for entertaining or relaxing while enjoying peaceful backyard views. The chef's kitchen is designed to impress with elegant 42-inch green and black cabinetry, luxurious quartz countertops, and a massive center island providing additional storage and ample seating for bar stools. Stainless steel appliances include a commercial-grade 6-burner stove, refrigerator, and dishwasher, making this kitchen both stylish and functional. The main level features two generously sized bedrooms with carpet, ceiling fans, and sliding closet doors, along with a beautifully updated full bathroom featuring a white vanity with a double sink and a custom-tiled shower. The finished walkout basement offers even more living space with a large recreation area, an oversized storage room, two additional carpeted bedrooms, and a second full bathroom with custom-tiled floors, perfect for guests, related living, or a home office setup. Step outside to a scenic backyard backing up to Turkey Creek, offering a private and tranquil setting rarely found. This one-of-a-kind home combines modern updates, thoughtful design, and exceptional space throughout. A true must see that won't last long!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Pierce Middle SchoolGrades 7-80.5 mi
3/10
Merrillville High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1966

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Stainless Steel Appliance(s),Range Hood,Refrigerator,Range
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Storage Space,Sump Pump,Full

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11.0 x 10.0

Bedroom3

  • Level: Basement
  • Area: 130
  • Dimensions: 13.0 x 10.0

Bedroom4

  • Level: Basement
  • Area: 104
  • Dimensions: 13.0 x 8.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Recessed Lighting,Open Floorplan,Kitchen Island,High Ceilings,Eat-in Kitchen,Entrance Foyer,Double Vanity
  • Finished area above ground: 1,133

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,266
  • Total interior livable area: 2,266 sqft

Kitchen

  • Level: Main
  • Area: 240
  • Dimensions: 16.0 x 15.0

Laundry

  • Level: Basement
  • Area: 78
  • Dimensions: 13.0 x 6.0

Living Room

  • Level: Main
  • Area: 242
  • Dimensions: 22.0 x 11.0

Other

  • Level: Basement
  • Area: 299
  • Dimensions: 23.0 x 13.0

Primary Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12.0 x 11.0

Property

Details

  • Parcel number: 451215377003000030
  • Zoning description: residential
  • Special condition: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.27 Acres
  • Features: Back Yard,Landscaped,Front Yard

Parking

  • Total spaces: 1.5
  • Parking features: Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,576$18,912
Home Insurance *$197$2,364
Property Taxes $221$2,652
Electricity $207$2,492
Total$2,201$26,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,462/yr
40% on housing$66,030/yr
45% on housing$58,693/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 46410$138
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46410$147
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$311,700
2026-07-23Price change$311,700
2026-07-13Price change$319,700
2026-07-07Price change$329,700
2026-06-27Price change$339,700
2026-06-16Price change$344,700
2026-06-11Price change$354,700
2026-06-04Listed for sale$364,700
2025-12-19Sold$135,000
2025-11-29Pending sale$155,000
2025-11-27Price change$155,000
2025-11-17Price change$175,000
2025-11-11Listed for sale$195,000

For Sale by Agent

AgentJessica Lee
BrokerageKeller Williams Preferred Real

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