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727 N 33rd St, Louisville, KY, 40212

4beds
3baths
1,925sqft
$145,000
$75price/sqft
$1,313/moest. monthly cost
$52,520/yrincome needed

About This Home

?? Investor Special – Fully Updated Systems, Cosmetic Finish Left! ???? Don’t miss this incredible opportunity in Portland, Louisville, KY! This 4 bedroom, 2 full bath, 1 half bath home already has all the heavy lifting DONE—making it a perfect low-risk investment. ? Major Updates Completed: • All new plumbing • Updated electrical • New HVAC system • Permits pulled for work completed Only cosmetic finishes remain—bring your vision and add instant value! ?? Prime Location: • Directly across from a newly built library • Minutes from the highway • Close to schools, grocery stores, and parks ?? Perfect for: • Quick fix & flip • Rental property / Section 8 • Buyer looking to customize finishes With the expensive upgrades already handled, this property is a rare find with strong upside potential. Finish it your way and maximize your return!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

3/10
1/10
4/10
Kammerer Middle SchoolGrades 6-89.9 mi

Construction

Condition

  • Year built: 1913

Materials

  • Foundation: Crawl/Raised
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,925 sqft

Property

Details

  • Parcel number: 01012G00560000

Features

  • Exterior features: Other

Lot

  • Lot size: 2,482 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$266$3,192
Property Taxes $160$1,920
Electricity $154$1,850
Total$1,313$15,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,017/yr
40% on housing$39,390/yr
45% on housing$35,013/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 40212$61
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40212$66
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$155,000
2025-09-24Listing removed--
2025-08-19Price change$125,000
2025-08-13Listed for sale$165,000
2023-08-03Sold$5,000

For Sale by Owner

AgentProperty Owner

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