See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2815 S 6th St, Louisville, KY, 40208

6beds
2baths
1,863sqft
$295,000
$158price/sqft
$2,383/moest. monthly cost
$95,320/yrincome needed

About This Home

Income-Producing Opportunity - Priced Below Appraisal Beautifully updated 2-story single-family home currently configured as a duplex with separate utility meters. Each unit offers 3 bedrooms and 1 full bathroom, providing excellent flexibility for owner-occupants or investors. The lower unit is currently leased through July 2026 at $1,540 per month, offering immediate rental income. The upper unit includes all appliances, as well as a washer and dryer, and is move-in ready—ideal for an owner occupant or additional rental potential. Recent updates throughout enhance both functionality and appeal. This property presents a strong opportunity for house hacking, multi-generational living, or portfolio expansion.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

3/10
7/10
Noe Middle SchoolGrades 6-81.1 mi
1/10
Iroquois High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,863

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,863
  • Total interior livable area: 1,863 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Second

Living Room

  • Level: First

Living Room

  • Level: Second

Property

Details

  • Parcel number: 11050F00100000

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: Other,Full,Chain Link

Lot

  • Lot size: 6,098 sqft
  • Features: Sidewalk

Parking

  • Parking features: On Street,Off Street,Entry Rear,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$412$4,944
Property Taxes $326$3,912
Electricity $154$1,850
Total$2,383$28,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,702/yr
40% on housing$71,490/yr
45% on housing$63,546/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 40208$99
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40208$120
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$295,000
2026-01-02Listing removed$300,000
2025-07-11Listed for sale$300,000
2017-07-05Sold$85,000

For Sale by Agent

AgentMelinda S Spencer
BrokerageMove With Me Realty

Similar Homes