421 M St, Louisville, KY, 40208
About This Home
This fully rented duplex just north of Churchill Downsis now available for purchase. Unit 1 is a 3 bedroom, 2 bath apartment with a generous living room, full kitchen, bathroom and laundry area on the first floor and three bedrooms and a bathroom upstairs. Unit 1 is rented for $1150/month through October. Unit 2 is a one-bedroom, one-bath apartment with a living room and eat-in kitchen and back porch leading out to the large backyard. Unit 2 is rented for $725/month through September. This historic duplex has money making potential for an investor looking for long-term tenants.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Camelback
- Property subType: Duplex
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 1,914
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air,Wall/Window Unit(s)
Interior Area
- Total structure area: 1,914
- Total interior livable area: 1,914 sqft
Property
Details
- Parcel number: 11050F01640000
- Attached to another structure: Yes
Features
- Patio & porch: Deck,Porch
- Exterior features: None
Lot
- Lot size: 5,227 sqft
- Lot size dimensions: 26 x 200
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $935 | $11,220 |
| Home Insurance * | $258 | $3,096 |
| Property Taxes | $204 | $2,448 |
| Electricity | $154 | $1,850 |
| Total | $1,551 | $18,612 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Price change | $185,000 |
| 2026-03-20 | Listed for sale | $189,500 |
| 2026-03-09 | Contingent | $190,000 |
| 2026-01-15 | Listed for sale | $190,000 |
| 2025-09-11 | Listing removed | $190,000 |
| 2025-07-10 | Listed for sale | $190,000 |
| 2025-07-09 | Listing removed | $200,000 |
| 2025-05-23 | Contingent | $200,000 |
| 2025-05-06 | Price change | $200,000 |
| 2025-04-24 | Price change | $215,000 |
| 2025-04-17 | Listed for sale | $225,000 |
| 2022-09-18 | Listing removed | -- |
| 2022-08-02 | Listed for rent | $1,050 |
| 2022-07-12 | Sold | $150,000 |
| 2022-06-19 | Pending sale | $155,000 |
| 2022-06-17 | Listed for sale | $155,000 |
| 2020-06-01 | Listing removed | $1,000 |
| 2020-04-27 | Listed for rent | $1,000 |
| 2017-11-29 | Sold | $43,000 |
| 2017-11-08 | Price change | $49,950 |
| 2017-10-19 | Price change | $54,950 |
| 2017-10-10 | Price change | $64,950 |
| 2017-09-05 | Price change | $69,950 |
| 2017-08-22 | Listed for sale | $79,950 |
| 2011-03-23 | Listing removed | $110,000 |
| 2010-10-18 | Listed for sale | $110,000 |
| 2007-06-06 | Sold | $84,500 |
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