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415 M St, Louisville, KY, 40208

3beds
1baths
2,014sqft
$110,000
$55price/sqft
$985/moest. monthly cost
$39,400/yrincome needed

About This Home

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

3/10
7/10
Noe Middle SchoolGrades 6-81.0 mi
1/10
Iroquois High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Other
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shotgun
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 690
  • Finished area above ground: 1,324

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,324
  • Total interior livable area: 2,014 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 11050F01670000

Features

  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Chain Link

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 26 x 140

Parking

  • Total spaces: 1
  • Parking features: On Street,Detached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$153$1,836
Property Taxes $117$1,404
Electricity $159$1,908
Total$985$11,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,771/yr
40% on housing$29,550/yr
45% on housing$26,266/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 40208$102
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40208$120
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Price change$110,000
2026-06-08Listed for sale$125,000
2025-10-08Listing removed$1,150
2025-08-28Listing removed$125,000
2025-08-13Listed for sale$125,000
2025-07-09Pending sale$125,000
2025-07-09Contingent$125,000
2025-07-03Price change$1,150
2025-06-02Price change$125,000
2025-05-02Listed for sale$130,000
2025-04-30Listing removed$130,000
2025-04-17Price change$130,000
2025-03-25Listed for rent$1,300
2025-03-21Listed for sale$135,000
2025-03-11Pending sale$135,000
2025-03-10Contingent$135,000
2025-02-28Listed for sale$135,000
2025-02-24Pending sale$135,000
2025-02-24Contingent$135,000
2025-01-21Listed for sale$135,000
2020-03-31Sold$88,500
2020-03-02Pending sale$105,000
2020-02-06Listed for sale$105,000
2020-01-01Listing removed$87,500
2019-12-19Listing removed$1,050
2018-03-09Sold$30,000

For Sale by Agent

AgentKiara A Harriott
BrokerageBERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors

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