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905 Camden Ave, Louisville, KY, 40215

2beds
1baths
784sqft
$135,000
$172price/sqft
$1,097/moest. monthly cost
$43,880/yrincome needed

About This Home

Situated between Wyandotte Park and Churchill Downs, this move-in-ready home is perfect for first-time buyers and investors alike. With hardwood floors throughout, this home has a classic charm that will make you feel right at home. The seller has thought of everything, so you can get busy making this place your own. With recent gutter work, the installation of a French drain for proper foundation care, an attic fully reinsulated with blow-in cellulose, air sealing for proper temperature control, a water heater new in 2024, and more, this property ensures that you can enjoy it for a long time. Whether you are spending time on the front porch, or heading to the track or a game at UofL, this home has everything you need to enjoy all of Louisville's charm in a historic neighborhood.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

2/10
Semple Elementary SchoolGrades K-50.2 mi
1/10
Iroquois High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 784

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 784
  • Total interior livable area: 784 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 11052H01270000

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Partial,Chain Link

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$118$1,416
Property Taxes $143$1,716
Electricity $154$1,850
Total$1,097$13,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,611/yr
40% on housing$32,910/yr
45% on housing$29,253/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 40215$80
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40215$136
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$135,000
2026-06-10Price change$140,000
2026-05-28Listed for sale$145,000
2026-05-22Contingent$145,000
2026-05-20Listed for sale$145,000
2024-03-20Sold$115,000
2024-03-01Pending sale$111,000
2024-02-22Price change$111,000
2024-02-13Listed for sale$114,900
2023-12-01Listing removed--
2023-11-05Price change$110,000
2023-10-12Price change$112,000
2023-09-24Listed for sale$114,900
2023-06-17Listing removed--
2023-06-06Pending sale$129,900
2023-04-25Listed for sale$129,900
2018-05-31Sold$73,000
2017-08-09Sold$47,000
2013-03-07Sold$20,000
2012-12-15Listed for sale$23,000
2006-08-31Sold$72,400
2002-07-30Sold$55,000

For Sale by Agent

AgentDylan Hogan
BrokerageJulie Pogue Properties

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