




4123 Churchman Ave, Louisville, KY, 40215
About This Home
This charming 1940 home offers one conforming bedroom plus a non-conforming bedroom/flex space, providing versatility for a home office, hobby room, guest space, or other uses. The additional room includes a closet and windows and is currently accessed through the primary bedroom. A future owner may wish to explore creating a direct doorway between the flex room and kitchen, which could improve privacy and functionality. Feasibility should be confirmed by a qualified contractor or structural professional. Inside, you'll find a spacious living room, an eat-in kitchen, central air, and one full bath. The covered front porch enjoys an open view with no homes directly across the street, creating a comfortable place to relax outdoors. The backyard offers mature shade trees, space for gardening, pets, or entertaining, along with a storage shed for tools and outdoor equipment. Whether you're a first-time buyer, investor, or someone looking for an affordable home with the opportunity to personalize over time, this property offers solid value and potential in a convenient Louisville location. Tenant occupied. Please allow a minimum of 48 hours' notice for all showing requests. Buyers touring the property with the listing agent are not required to sign a Buyer Representation Agreement.
Getting Around
Schools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Crawl Space
- Roof: Shingle
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: None
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 625
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 625
- Total interior livable area: 625 sqft
Kitchen
- Level: First
Living Room
- Level: First
Other
- Level: First
Property
Details
- Parcel number: 11066F00310000
Features
- Stories: 1
- Patio & porch: Porch
- Exterior features: See Remarks
- Fencing: Chain Link,Farm
Lot
- Lot size: 4,356 sqft
- Features: Level
- Lot size dimensions: 35.5 x 125
Parking
- Parking features: Off Street,See Remarks
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $467 | $5,604 |
| Home Insurance * | $80 | $960 |
| Property Taxes | $98 | $1,176 |
| Electricity | $154 | $1,850 |
| Total | $799 | $9,588 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $89,900 |
| 2026-07-16 | Listed for sale | $92,500 |
