1940 S 28th St, Louisville, KY, 40210
About This Home
Large 3 bedroom home with a big garage and situated on a ginormous lot. This home offers a living room, kitchen, dining area, a primary bedroom, full bath, laundry and a huge family room all on the first floor. Upstairs are 2 more generous size bedrooms. Updates in recent years to the kitchen, bath, HVAC and water heater in approximately the last 10 years. Out back is a large 2+ car garage and a huge yard. There is also a covered rear patio and a shed. The seller does a have a lot of personal property to still be removed but this home offers a lot and is in move-in condition
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1953
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 700
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 700
- Total interior livable area: 700 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 13040K01000116
Features
- Stories: 1
- Patio & porch: Porch
- Fencing: Chain Link
Lot
- Lot size: 5,227 sqft
- Lot size dimensions: 40 x 125
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $556 | $6,672 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $117 | $1,404 |
| Electricity | $154 | $1,850 |
| Total | $989 | $11,868 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Price change | $109,995 |
| 2026-07-01 | Listed for sale | $119,995 |
| 2026-06-30 | Listing removed | $995 |
| 2026-06-08 | Price change | $995 |
| 2026-05-07 | Price change | $1,075 |
| 2026-05-06 | Listed for rent | $1,175 |
| 2026-02-20 | Sold | $50,000 |
| 2019-11-26 | Sold | $58,000 |
| 2019-11-11 | Pending sale | $42,000 |
| 2019-10-16 | Listed for sale | $42,000 |
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