6405 S 3rd St, Louisville, KY, 40214
About This Home
Welcome to 6405 S 3rd St! This charming all-brick cape code offers comfortable living and updates throughout. Step inside to a bright, spacious living room with updated flooring, all new windows and abundant natural light. The large eat-in kitchen offers ample cabinet and counter space, with a large pantry/storage closet and laundry area right off the back porch. The flexible floor plan includes two generously sized bedrooms on the first floor and a full bath, with two more rooms upstairs that can serve as primary bedroom, home office, or bonus space. Outside, enjoy a detached garage, extended driveway, and a covered porch ready for entertaining. Conveniently located near Iroquois Park, shopping, restaurants, and major expressways, this move-in-ready home is perfect for first-time home buyers, downsizers, or investors at a great price. Don't miss your chance to make it yours!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1946
Materials
- Foundation: Crawl Space
- Roof: Shingle
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,259
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,259
- Total interior livable area: 1,259 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 12062A00870000
Features
- Stories: 2
Lot
- Lot size: 5,227 sqft
- Features: Cleared
- Lot size dimensions: 43 x 125
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $986 | $11,832 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $207 | $2,484 |
| Electricity | $154 | $1,850 |
| Total | $1,475 | $17,700 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $194,500 |
| 2026-07-29 | Listed for sale | $194,999 |
| 2026-06-24 | Sold | $132,000 |
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