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1316 Joni Dr, Louisville, KY, 40216

3beds
3baths
2,459sqft
$275,000
$112price/sqft
$2,070/moest. monthly cost
$82,800/yrincome needed

About This Home

Welcome to this spacious 2,459 sq ft brick ranch located in a quiet, well-established Cloverleaf neighborhood. This solidly built home offers comfortable one-level living with the added bonus of a full basement, providing ample space for storage, recreation, or future expansion. Situated in a desirable area close to shopping, dining, and everyday conveniences, this home offers the perfect balance of peace and accessibility. The classic brick exterior adds timeless curb appeal, while the ranch-style layout makes the home functional and inviting. Whether you're looking for room to grow, a quiet retreat, or a home in a convenient location, this property offers outstanding potential in a sought-after area.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

3/10
1/10
Iroquois High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Exterior Entry

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Family Room

  • Level: First
  • Area: 495
  • Dimensions: 33.00 x 15.00

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 690
  • Finished area above ground: 1,769

Full Bathroom

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,769
  • Total interior livable area: 2,459 sqft

Kitchen

  • Level: First

Primary Bathroom

  • Level: Basement

Primary Bedroom

  • Level: Basement

Sitting Room

  • Level: First

Sun Room

  • Level: First

Property

Details

  • Parcel number: 13090F01740106

Features

  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Full,Chain Link

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$182$2,184
Property Taxes $304$3,648
Electricity $194$2,330
Total$2,070$24,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,971/yr
40% on housing$62,100/yr
45% on housing$55,200/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 40216$108
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40216$140
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$281,000
2026-04-24Price change$282,000
2026-04-11Price change$283,000
2026-04-05Price change$284,000
2026-03-29Price change$285,000
2026-03-25Price change$288,000
2026-03-10Price change$289,000
2026-01-17Listed for sale$290,000
2023-05-19Sold$250,000
2023-04-08Pending sale$270,000
2023-03-31Listed for sale$270,000
2018-11-14Sold$175,000
2018-09-28Pending sale$187,500
2018-09-24Listed for sale$187,500
2017-10-31Listing removed$161,500
2017-10-26Price change$161,500
2017-10-05Listed for sale$162,500

For Sale by Agent

AgentRita Prada
BrokerageWatson Realty

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