2020 Emerson Ave, Louisville, KY, 40205
About This Home
Welcome home to comfort, charm, and everyday convenience located in the highly desirable Highlands location. Relax and unwind on the inviting covered front porch—perfect for quiet mornings or peaceful evenings. Step inside to a warm and welcoming living room centered around a beautiful wood-burning fireplace, creating the ideal space to gather and make memories. The main level offers two comfortable bedrooms and a full bath with updated flooring and vanity, along with a spacious dining area just off the kitchen—perfect for entertaining or everyday living. Freshly painted throughout, this home offers a clean, bright, and move-in-ready feel. The kitchen features stainless steel appliances, a new farmhouse sink and dishwasher (2025) and a large window that fills the space with natural light while offering a lovely view of the deck and backyard. Downstairs, the finished basement (2023) provides an additional half bath, two extra storage areas, incredible flexibility with a large family room or possible bedroom with space for a home office, hobby area, or play area. Step outside from the kitchen onto the new deck (2025) and enjoy the expansive backyard—perfect for pets, play, or hosting gatherings. A private driveway adds to the home's convenience, offering dedicated off-street parking. This home blends comfort, functionality, and outdoor space—ready for you to move in and enjoy.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1944
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Area
- Level: First
Family Room
- Level: Basement
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 714
- Finished area above ground: 882
Full Bathroom
- Level: First
Half Bathroom
- Level: Basement
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 882
- Total interior livable area: 1,596 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 13080E01370000
Features
- Stories: 1
- Patio & porch: Deck,Porch
- Fencing: Other,Wood,Chain Link
Lot
- Lot size: 6,534 sqft
- Features: Sidewalk
- Lot size dimensions: < 1/4
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,739 | $20,868 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $380 | $4,560 |
| Electricity | $154 | $1,850 |
| Total | $2,451 | $29,412 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Price change | $375,000 |
| 2026-04-17 | Price change | $385,000 |
| 2026-03-26 | Listed for sale | $389,000 |
| 2023-08-02 | Sold | $303,000 |
| 2022-06-20 | Sold | $285,000 |
| 2022-05-04 | Pending sale | $289,000 |
| 2022-04-11 | Listed for sale | $289,000 |
| 2016-02-11 | Sold | $176,000 |
| 2016-01-14 | Pending sale | $179,900 |
| 2015-12-23 | Price change | $179,900 |
| 2015-12-14 | Price change | $184,900 |
| 2015-12-03 | Listed for sale | $189,900 |
| 2015-01-15 | Listing removed | $1,200 |
| 2015-01-13 | Listed for rent | $1,200 |
| 2008-08-29 | Sold | $175,000 |
| 2008-05-06 | Sold | $100,000 |
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