See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

203 Waterleaf Way, Louisville, KY, 40207

7beds
12baths
17,483sqft
$3,900,000
$223price/sqft
$27,032/moest. monthly cost
$1,081,280/yrincome needed

About This Home

Welcome to an extraordinary luxury estate in the prestigious Mockingbird Gardens community, where elegance, comfort, and thoughtful design come together across more than 17,000 square feet of living space. Perfectly situated on a private 2-acre lot, this remarkable home offers both grandeur and serenity. From the moment you enter the impressive foyer, you will notice the intentional design and seamless flow of the home's many refined living spaces. The great room is a true showpiece, featuring custom cabinetry, intricate trim work, coffered ceilings, and a stunning wall of windows overlooking the rear porch and lush backyard. Designed with both everyday living and entertaining in mind, the gourmet kitchen is a chef's dream. Fully equipped and beautifully appointed, it opens effortlessly to two inviting family gathering areas and a custom designed dining room, ideal for hosting memorable dinner parties. The primary wing offers a private retreat unlike any other, complete with dual walk in closets, a dedicated laundry area, a refined home office, and two separate ensuite bathrooms for ultimate comfort and privacy. An elevator provides convenient access to all levels of the home. Upstairs, you will find five spacious bedrooms, each with its own ensuite bathroom, ensuring every guest enjoys a sense of luxury and seclusion. Creative spaces abound as well, with a dedicated sewing room and a versatile craft room ready to suit a variety of hobbies and needs. The lower level is built for entertaining, offering a state of the art theater room, an expansive family room with a full bar, and a temperature controlled wine cellar. This level also includes an additional bedroom with an ensuite bath and private access to a secluded courtyard, along with a home gym, two half bathrooms, and abundant storage. Outdoor living is equally impressive, highlighted by a sprawling back patio finished in elegant Jerusalem gold stone, perfect for relaxing or hosting gatherings. The beautifully landscaped backyard provides a peaceful escape with ample space to enjoy the outdoors. A second level screened in porch offers yet another quiet retreat with picturesque views. Recent enhancements, including all new landscaping, a new roof, and updated gutters, ensure this home is as pristine as it is stunning. Experience the pinnacle of luxury living in this exceptional Mockingbird Gardens estate.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
4/10
Westport Middle SchoolGrades 6-84.1 mi
1/10
Waggener High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Frame,Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access,Finished,Exterior Entry,Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 12
  • Full bathrooms: 9
  • 1/2 bathrooms: 3

Dining Room

  • Level: First

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 4,603
  • Finished area above ground: 12,880

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 12,880
  • Total interior livable area: 17,483 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Office

  • Level: First

Other

  • Level: Second

Other

  • Level: First

Other

  • Level: Basement

Other

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 073T01490000

Features

  • Stories: 2
  • Pool features: Association
  • Patio & porch: Screened Porch,Deck,Patio,Porch
  • Exterior features: Balcony
  • Fencing: Partial

Lot

  • Lot size: 2.08 Acres
  • Features: Cul-De-Sac,Sidewalk,Level,Wooded

Parking

  • Total spaces: 4
  • Parking features: Attached,Entry Side,Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,720$236,640
Home Insurance *$1,697$20,364
Property Taxes $4,235$50,820
Electricity $1,380$16,568
Total$27,032$324,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$926,811/yr
40% on housing$810,960/yr
45% on housing$720,853/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 40207$197
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40207$204
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$3,900,000
2025-11-21Listing removed$3,900,000
2025-05-08Listed for sale$3,900,000
2024-11-21Listing removed$3,900,000
2024-07-12Listed for sale$3,900,000

For Sale by Agent

AgentCrystalyn K Noland
BrokerageKeller Williams Collective

Similar Homes