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2644 Drayton Dr, Louisville, KY, 40205

3beds
2baths
1,418sqft
$319,000
$225price/sqft
$2,271/moest. monthly cost
$90,840/yrincome needed

About This Home

Get the bang for your buck in this 1.5 story home with several updates! Beautifully updated kitchen with lots of storage! Fully remodeled bathroom with spacious walk-in shower! The big eat-in kitchen offers lots of natural light from sliding doors leading out to deck. Recessed lighting throughout the 1st floor. Classic archways connect the living room & kitchen to hallway. The upstairs offers a half bath & finished bedroom area with built-in bed & drawers — this space could double as a home office with its MCM built-in shelves & desk! Spacious, unfinished basement with 2 large storage closets - glass block windows make it a very brightly lit basement. The two-car garage is less than 15 years old! Close to Seneca Park, the Highlands and easy access to I-264!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

8/10
5/10
Highland Middle SchoolGrades 6-82.0 mi
8/10
Atherton High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First
  • Area: 120
  • Dimensions: 10.00 x 12.00

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,388

Half Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Wall/Window Unit(s),Central Air

Interior Area

  • Total structure area: 1,388
  • Total interior livable area: 1,418 sqft

Kitchen

  • Level: First

Living Room

  • Level: First
  • Area: 204.8
  • Dimensions: 16.00 x 12.80

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 11.00 x 12.00

Property

Details

  • Parcel number: 14078L00620000

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: None

Lot

  • Lot size: 6,534 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$165$1,980
Property Taxes $339$4,068
Electricity $154$1,850
Total$2,271$27,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,862/yr
40% on housing$68,130/yr
45% on housing$60,560/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 40205$211
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40205$187
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$319,000
2002-06-19Sold$135,000

For Sale by Agent

AgentChuck McIntire
BrokerageCaperton Realty

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