




2813 Rio Rita Ave, Louisville, KY, 40220
About This Home
2813 Rio Rita Ave has been quietly doing its job in Louisville's Bon Air neighborhood since 1955, and the inside just caught up to the address. New windows and doors, a new furnace and AC system, and new flooring throughout mean the next owner starts with a clean slate, not a punch list. The kitchen has been rebuilt around new cabinets, granite countertops, and a full suite of new appliances, all opening to a dining room built for everyday meals and holiday overflow alike. The primary bedroom holds its own on the first floor, a detail that matters more every year as one-level living becomes harder to find at this price point. Two additional bedrooms and a fully renovated full bath round out the main level, giving a growing family or a downsizing buyer real flexibility without a single dated fixture in sight. Downstairs, the finished basement changes the math on this home. A family room and a separate exercise room give you two more usable spaces without adding a single square foot to the footprint, and the second full bathroom down here has been renovated to match. The unfinished portion of the basement, 576 square feet, handles laundry and storage without eating into the living space upstairs. Five closets on the main level alone mean storage is not an afterthought here. Outside, a deck off the back overlooks a fully fenced yard on 0.22 acres, room enough for a garden, a dog, or a weekend cookout. A detached two-car garage sits off the driveway. This is Bon Air and Hikes Point territory, tucked between Bardstown Road's restaurants and shops and the Watterson Expressway for a quick run anywhere in Louisville. Farnsley Park and the Bon Air branch of the Louisville Free Public Library sit inside the neighborhood. The home is zoned to Jefferson County Public Schools. Active listing. Schedule your showing this week.
Getting Around
Schools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Exercise Room
- Level: Basement
Family Room
- Level: Basement
Features
- Finished area below ground: 828
- Finished area above ground: 1,405
Full Bathroom
- Level: First
Full Bathroom
- Level: Basement
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,405
- Total interior livable area: 2,233 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 082Y00600000
Features
- Stories: 1
- Patio & porch: Deck
- Exterior features: None
- Fencing: Privacy,Wood
Lot
- Lot size: 9,583 sqft
- Features: Sidewalk
Parking
- Total spaces: 2
- Parking features: Detached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Cold Wave
- Earthquake
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $335 | $4,020 |
| Electricity | $176 | $2,116 |
| Total | $2,266 | $27,192 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $310,000 |
| 2026-07-28 | Listed for sale | $315,000 |
| 2026-07-22 | Contingent | $315,000 |
| 2026-07-20 | Listed for sale | $315,000 |
| 2026-03-17 | Sold | $182,500 |
| 2026-03-09 | Pending sale | $179,900 |
| 2026-03-05 | Listed for sale | $179,900 |
| 2009-07-09 | Sold | $124,000 |
