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3911 Gardenia Ct, Louisville, KY, 40220

3beds
1baths
2,451sqft
$325,000
$133price/sqft
$2,350/moest. monthly cost
$94,000/yrincome needed

About This Home

Clean updated and ready to go 3 bedroom ranch in Hikes Point/Brook Haven area. Hardwood floors, granite counters in updated kitchen with subway tile backsplash, nice finished space in the basement, fenced yard with deck. Very nice house ready for a new owner. Easy to see, schedule a viewing today!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
4/10
Westport Middle SchoolGrades 6-83.9 mi
1/10
Waggener High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Finished area below ground: 1,000
  • Finished area above ground: 1,451

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,451
  • Total interior livable area: 2,451 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Other

  • Level: Basement

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 14089C01160000

Features

  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Privacy,Full,Wood

Lot

  • Lot size: 10,454 sqft
  • Features: Cul-De-Sac

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$168$2,016
Property Taxes $346$4,152
Electricity $193$2,322
Total$2,350$28,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,571/yr
40% on housing$70,500/yr
45% on housing$62,666/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 40220$141
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40220$157
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$325,000
2026-07-08Listed for sale$325,000
2024-11-07Listing removed$1,650
2024-10-25Price change$1,650
2024-10-03Price change$1,800
2024-09-04Price change$2,000
2022-12-01Price change$1,600
2022-11-15Price change$1,625
2022-11-01Price change$1,675
2022-10-11Listed for rent$1,750
2022-07-17Listing removed--
2022-07-15Listed for rent$1,750
2022-06-28Sold$270,000
2022-06-20Pending sale$265,000
2022-06-16Listed for sale$265,000
2021-07-15Sold$258,000
2016-06-14Sold$177,000
2016-05-14Pending sale$180,000
2016-05-03Listed for sale$169,900
2007-11-19Sold$149,000

For Sale by Agent

AgentGraham Mowry
BrokerageALS Realty

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