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503 S 32nd St, Louisville, KY, 40211

2beds
1baths
832sqft
$69,000
$83price/sqft
$662/moest. monthly cost
$26,480/yrincome needed

About This Home

2 beds. 1 bath. Basement. Long-term rental potential in a market that rewards the patient investor. The bones are here. The opportunity is real. If you've been watching this area, run your numbers and bring a serious offer. Seller willing to finance.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

1/10
Byck Elementary SchoolGrades K-50.8 mi
8/10
Crosby Middle SchoolGrades 6-813.6 mi
1/10
Waggener High SchoolGrades 9-129.1 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 832

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 832
  • Total interior livable area: 832 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Sitting Room

  • Level: First

Property

Details

  • Parcel number: 01007G00190000

Features

  • Stories: 1
  • Fencing: Wood

Lot

  • Lot size: 2,613 sqft
  • Features: Sidewalk

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $348$4,176
Home Insurance *$87$1,044
Property Taxes $73$876
Electricity $154$1,850
Total$662$7,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,697/yr
40% on housing$19,860/yr
45% on housing$17,653/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 40211$73
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40211$89
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-28Listed for sale$69,000
2025-10-31Sold$35,000
2025-08-29Pending sale$35,000
2025-08-29Contingent$35,000
2025-07-31Price change$35,000
2025-07-01Listed for sale$45,000
2021-11-29Listing removed--
2021-10-23Listed for sale$45,000
2019-03-29Listing removed$45,000
2018-11-13Price change$45,000
2018-10-22Listed for sale$50,000
2018-08-16Listing removed$50,000
2018-07-10Listed for sale$50,000

For Sale by Agent

AgentShey Blake
BrokerageWinner Realty

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