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4225 Vermont Ave, Louisville, KY, 40211

2beds
2baths
896sqft
$44,900
$50price/sqft
$485/moest. monthly cost
$19,400/yrincome needed

About This Home

Stripped down and ready for a fresh start, this fixer-upper offers the kind of blank canvas investors and renovators are always hunting for. The home has been emptied out and features a full unfinished walkout basement complete with a bathroom - opening the door for added living space, storage, a workshop, or whatever fits your vision. Upstairs, the attic loft area adds even more flexibility and could easily become a hobby room, office, bonus space, or additional sleeping area. And who doesn't love the gorgeous wood floors and tall ceilings throughout? Outside, the large flat backyard gives you room to expand, entertain, or completely reimagine the outdoor space. With solid potential and a price of just $49,900, this is an opportunity to bring new life to a property with plenty of upside.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

1/10
King Elementary SchoolGrades K-50.1 mi
4/10
Kammerer Middle SchoolGrades 6-811.1 mi
1/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Concrete Blk,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Walkout Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 848

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 848
  • Total interior livable area: 896 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 01007B00690000

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: Privacy,Partial,Wood,Chain Link

Lot

  • Lot size: 4,791 sqft
  • Features: Sidewalk,Level
  • Lot size dimensions: < 1/4 Acre

Parking

  • Parking features: On Street,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$57$684
Property Taxes $47$564
Electricity $154$1,850
Total$485$5,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,628/yr
40% on housing$14,550/yr
45% on housing$12,933/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 40211$73
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40211$89
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$44,900
2026-07-04Price change$49,900
2026-05-26Listed for sale$54,900
2024-06-12Listing removed--
2024-04-11Listed for sale$60,000
2022-02-28Sold$41,000
2021-03-24Listing removed--
2016-11-01Listing removed$399
2015-07-28Listing removed$508
2015-07-02Listed for rent$508
2009-09-16Listing removed$12,900
2009-09-05Price change$12,900
2009-08-12Price change$14,900
2009-07-30Listed for sale$16,500

For Sale by Agent

AgentGeorge Green
BrokerageGreen Team Real Estate Services

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