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2902 Abigail Dr APT 4, Louisville, KY, 40205

1beds
1baths
593sqft
$119,900
$202price/sqft
$955/moest. monthly cost
$38,200/yrincome needed

About This Home

LOCATION. LIFESTYLE. OPPORTUNITY. Welcome to this charming and well-maintained 1-bedroom condo perfectly situated in the heart of St. Matthews, one of Louisville's most sought-after areas. Just minutes from premier shopping, dining, and everyday conveniences, this property offers the ideal blend of comfort and accessibility. Inside, you'll find a thoughtfully designed layout featuring a spacious living and dining area, a functional kitchen, and a cozy bedroom retreat. Whether you're looking for a low-maintenance place to call home or a smart addition to your investment portfolio, this condo checks all the boxes. One of the standout features is the private 300 sq. ft. utility space in the basement, complete with your own washer and dryer—providing added storage and convenience that's hard to find in similar properties. All kitchen appliances will remain, making this a true move-in ready opportunity. Located within a 4-plex setting, this property offers a more intimate, residential feel while still being close to everything Louisville has to offer. Whether you're a first-time buyer, downsizing, or seeking strong rental potential, this is an opportunity you don't want to miss. Schedule your private showing today—this one won't last long.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
4/10
Westport Middle SchoolGrades 6-84.5 mi
1/10
Waggener High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Unfinished

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: Second

Features

  • Finished area below ground: 0
  • Finished area above ground: 593

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 593
  • Total interior livable area: 593 sqft

Kitchen

  • Level: Second

Laundry

  • Level: Basement

Living Room

  • Level: Second

Other

  • Level: Basement

Property

Details

  • Parcel number: 14082S00040000

Features

  • Stories: 1
  • Fencing: None

Lot

  • Features: Level

Parking

  • Parking features: Entry Side

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$62$744
Property Taxes $133$1,596
Electricity $154$1,850
Total$955$11,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,742/yr
40% on housing$28,650/yr
45% on housing$25,466/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 40205$215
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40205$187
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$124,900
2026-02-22Listing removed$124,900
2025-11-08Listed for sale$124,900
2025-07-03Sold$107,000
2025-06-21Pending sale$114,900
2025-04-15Price change$114,900
2025-03-15Listed for sale$120,000
2024-11-01Listing removed$120,000
2024-09-22Price change$127,000
2024-08-17Listed for sale$143,000
2022-05-02Sold$90,000
2022-05-02Pending sale$89,900
2022-03-31Contingent$89,900
2022-03-28Listed for sale$89,900
2019-01-11Sold$32,000

For Sale by Agent

AgentFrankie Brown
BrokerageRed 1 Realty

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