3074 University Rd, Louisville, KY, 40206
About This Home
Spacious all-brick home offering 5 bedrooms and 3 full bathrooms! Beautiful hardwood floors enhance the main living areas, while tile flooring adds durability and style to the bathrooms. Enjoy cozy evenings with a gas fireplace upstairs and an additional gas fireplace in the finished lower level. The large basement provides generous flex space perfect for a family room, home theater, gym, or entertaining. A large driveway offers ample parking. A wonderful blend of space, comfort, and classic brick charm!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Wood Frame,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partially Finished,Finished,Walkout Finished
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Basement
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Area
- Level: First
Dining Room
- Level: First
Family Room
- Level: Basement
Features
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 1,208
- Finished area above ground: 1,725
Full Bathroom
- Level: First
Full Bathroom
- Level: Basement
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,725
- Total interior livable area: 2,933 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 14088R01980000
Features
- Stories: 1
- Patio & porch: Patio,Porch
- Fencing: None
Lot
- Lot size: 9,583 sqft
- Features: Sidewalk
Parking
- Total spaces: 2
- Parking features: Attached,Entry Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,020 | $24,240 |
| Home Insurance * | $231 | $2,772 |
| Property Taxes | $441 | $5,292 |
| Electricity | $231 | $2,779 |
| Total | $2,923 | $35,076 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $415,000 |
| 2026-04-25 | Price change | $419,900 |
| 2026-04-14 | Price change | $434,900 |
| 2026-04-02 | Price change | $439,000 |
| 2026-03-13 | Listed for sale | $440,000 |
| 2004-07-03 | Sold | $165,500 |
For Sale by Agent
View on Zillow