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107 N 42nd St, Louisville, KY, 40212

2beds
2baths
2,813sqft
$180,000
$64price/sqft
$1,556/moest. monthly cost
$62,240/yrincome needed

About This Home

This original 3 bedroom home was converted into a 2 bedroom with the primary suite on the second floor along with the primary bathroom. As you enter through the cozy closed in front porch you'll be lead into the large living room with the built-in fireplace that flows into a formal dining room area which connects to the eat in kitchen. The kitchen offers, stainless steel appliances, granted counters, newer cabinets this Kitchen was renovated less than two years ago following prior damage. The current owner inherited property and has made accessibility modifications. This property is still in the process of transferring from past owner to current owner. Seller is in the process of preparing the home to be move in ready the clean out and finishing touches on the way.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

1/10
King Elementary SchoolGrades K-50.6 mi
4/10
Kammerer Middle SchoolGrades 6-810.8 mi
2/10

Construction

Condition

  • Year built: 1927

Materials

  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First

Features

  • Finished area below ground: 1,082
  • Finished area above ground: 1,731

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,731
  • Total interior livable area: 2,813 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 009H00990000

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Privacy

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached,Entry Rear,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$331$3,972
Property Taxes $93$1,116
Electricity $222$2,665
Total$1,556$18,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,348/yr
40% on housing$46,680/yr
45% on housing$41,493/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$64This listing

vs Other Active Listings

Avg $/sqft

ZIP 40212$61
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40212$66
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$180,000
2018-03-13Listing removed$49,000
2018-01-18Listed for sale$49,000
1997-05-09Sold$36,600

For Sale by Agent

AgentTasha Wright
BrokerageDiamond Key REALTORS

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