123 N 40th St, Louisville, KY, 40212
About This Home
This modernized and completely turn-key 4-bedroom, 2-bathroom home offers effortless, worry-free living from day one. The interior features a bright, open layout that blends contemporary style with ultimate peace of mind, thanks to major mechanical systems that have all been recently replaced. Buyers can move in with total confidence knowing that the heating system is a mere 10 months old, the central A/C is just 2 years old, and the water heater was installed only 1 year ago. Outside, the property boasts the privacy and security of a fully fenced-in yard, making it an ideal space for outdoor gatherings or pets. Combining neighborhood charm with quick accessibility to local Louisville favorites, this beautifully updated gem is completely ready for its next owner.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Area
- Level: First
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 888
- Finished area above ground: 1,513
Full Bathroom
- Level: First
Full Bathroom
- Level: Second
Game Room
- Level: Basement
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,513
- Total interior livable area: 2,401 sqft
Kitchen
- Level: First
Laundry
- Level: Basement
Living Room
- Level: First
Other
- Level: Basement
Other
- Level: Basement
Other
- Level: Basement
Primary Bedroom
- Level: Second
Property
Details
- Parcel number: 009J00080000
Features
- Stories: 2
- Patio & porch: Deck,Porch
- Fencing: Chain Link
Lot
- Lot size: 6,098 sqft
- Features: Cleared
- Lot size dimensions: 38 x 150
Parking
- Parking features: On Street,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Cold Wave
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $321 | $3,852 |
| Property Taxes | $186 | $2,232 |
| Electricity | $189 | $2,275 |
| Total | $1,580 | $18,960 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $170,000 |
| 2026-07-02 | Price change | $175,000 |
| 2026-06-04 | Listed for sale | $179,900 |
| 2024-07-05 | Sold | $92,679 |
| 2024-05-31 | Contingent | $102,000 |
| 2024-05-29 | Listed for sale | $102,000 |
| 2024-04-23 | Pending sale | $102,000 |
| 2024-04-22 | Price change | $102,000 |
| 2024-04-16 | Pending sale | $120,000 |
| 2024-04-04 | Price change | $120,000 |
| 2024-03-27 | Pending sale | $125,000 |
| 2024-03-18 | Listed for sale | $125,000 |
| 2024-03-07 | Pending sale | $125,000 |
| 2024-02-16 | Price change | $125,000 |
| 2024-02-09 | Listed for sale | $145,000 |
| 2007-12-07 | Sold | $80,000 |
| 2007-06-12 | Sold | $21,100 |
| 2007-01-12 | Sold | $15,434 |
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