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116 N 44th St, Louisville, KY, 40212

4beds
2baths
1,900sqft
$164,999
$87price/sqft
$1,523/moest. monthly cost
$60,920/yrincome needed

About This Home

A strong investment opportunity awaits. This tenant occupied, professionally managed 4 bedroom, 1.5 bath property offers true turnkey convenience. It currently brings in $1,495/month with a lease secured through February 28, 2027, ensuring immediate, stable cash flow. Ideal for investors seeking a low maintenance rental with dependable income already in place. Add this performing asset to your portfolio while it's available.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

1/10
King Elementary SchoolGrades K-50.6 mi
4/10
Kammerer Middle SchoolGrades 6-810.9 mi
2/10

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,900

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Other

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 01009F00900000

Features

  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: None
  • Fencing: Chain Link

Lot

  • Lot size: 6,098 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$303$3,636
Property Taxes $232$2,784
Electricity $154$1,850
Total$1,523$18,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,217/yr
40% on housing$45,690/yr
45% on housing$40,613/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 40212$61
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40212$66
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$170,000
2026-04-22Listing removed$174,900
2026-04-02Price change$174,900
2026-03-10Listed for sale$179,900
2025-12-20Listing removed$1,495
2025-11-19Listed for rent$1,495
2024-10-10Listing removed$1,695
2024-05-04Listing removed--
2024-04-18Listed for rent$1,695
2023-12-12Sold$76,500
2023-11-03Pending sale$79,000
2023-10-30Price change$79,000
2023-10-09Price change$89,000
2023-09-15Listed for sale$94,000
2023-09-05Pending sale$94,000
2023-08-23Price change$94,000
2023-08-15Price change$98,000
2023-08-07Price change$99,000
2023-07-17Price change$109,000
2023-06-08Listed for sale$115,000
2016-10-25Listing removed$950
2015-06-02Listing removed$900
2015-05-08Listed for rent$900
2014-12-11Listing removed$900
2014-10-09Listed for rent$900
2013-01-29Sold$25,500

For Sale by Agent

AgentBreina A Whelan
BrokerageReal Estate Go To

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