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265 Leland Ct APT 3, Saint Matthews, KY, 40207

2beds
3baths
2,817sqft
$399,000
$142price/sqft
$2,788/moest. monthly cost
$111,520/yrincome needed

About This Home

Welcome to this updated first-floor condo in the heart of St. Matthews, offering the perfect mix of comfort, space, and convenience. Beautifully remodeled throughout with high-end finishes, this spacious unit features refinished hardwood floors, three full bathrooms, and a layout that blends functionality with style. Step inside to a bright and inviting living area with plenty of room for dining or entertaining. The kitchen is a standout, boasting luxury countertops, a large island with built in sink, and custom cabinetry. Two generously sized bedrooms are located on the main floor, including a spacious primary suite with its own full bath. Downstairs, the finished basement adds valuable living space with a huge family room, two additional rooms perfect for guests or home office setups, and another full bathroom. You'll also find convenient in-building laundry and extra storage in the basement. Enjoy peaceful mornings on the front porch, and take advantage of the covered carport (two spots included) just steps away. With water included in the HOA, newer A/C and roof, and added community features like secured entry, this condo checks all the boxes. Tucked away on a quiet court yet just minutes from all that St. Matthews has to offer, parks, shopping, dining, and more, this low-maintenance home is move-in ready and waiting for its next chapter.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
4/10
Westport Middle SchoolGrades 6-83.6 mi
1/10
Waggener High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walkout Finished

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Basement

Features

  • Finished area below ground: 1,409
  • Finished area above ground: 1,408

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,408
  • Total interior livable area: 2,817 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Basement

Other

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 21015000030000

Features

  • Stories: 1
  • Fencing: None

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$173$2,076
Property Taxes $376$4,512
Electricity $222$2,669
Total$2,788$33,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,588/yr
40% on housing$83,640/yr
45% on housing$74,346/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 40207$199
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40207$204
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$449,000
2025-12-12Price change$475,000
2025-11-13Listed for sale$499,000
2017-06-20Sold$164,000
2017-05-12Listed for sale$175,000
2005-04-18Sold$178,000

For Sale by Agent

AgentElizabeth Monarch
BrokerageEXP Realty LLC

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