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3638 River Park Dr, Louisville, KY, 40211

3beds
2baths
2,184sqft
$94,900
$43price/sqft
$875/moest. monthly cost
$35,000/yrincome needed

About This Home

Great investment opportunity! This three bed / 2 bath home sits on a quarter acre lot in a mature neighborhood and close to everything. The property offers over 2000 square feet of living space and would provide a lot of options to a potential investor, flipper, or homeowner that wants to put their own personal stamp on it. The home is in need of repairs and will not qualify for certain government-backed financing in it's current state, and as such, it is being sold as-is. Conveniently located to downtown Louisville, New Albany, and Clarksville and just blocks from two large city parks.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

5/10
1/10
Fairdale High School McaGrades 9-1210.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Wood Frame,Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,184

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,184 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 01007H00130000

Features

  • Stories: 2
  • Patio & porch: Porch
  • Fencing: Partial

Lot

  • Lot size: 0.28 Acres
  • Features: Sidewalk

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $479$5,748
Home Insurance *$120$1,440
Property Taxes $104$1,248
Electricity $172$2,069
Total$875$10,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,000/yr
40% on housing$26,250/yr
45% on housing$23,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$43This listing

vs Other Active Listings

Avg $/sqft

ZIP 40211$73
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40211$89
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$169,900
2026-05-04Listing removed$200,000
2026-04-14Price change$200,000
2026-04-12Price change$225,000
2026-04-02Listed for sale$258,000
2025-02-06Sold$5,000
2020-10-12Listing removed$75,000
2020-04-02Listed for sale$75,000
2020-03-10Pending sale$75,000
2019-12-23Listed for sale$75,000
2019-10-29Listing removed$89,000
2019-08-01Listed for sale$89,000
2018-09-25Listing removed$65,000
2018-02-23Listed for sale$65,000
2017-11-02Listing removed$65,000
2017-06-05Price change$65,000
2017-05-11Listed for sale$45,000
2014-05-02Sold$663,000
2013-08-22Listing removed$900
2013-08-03Listed for rent$900
2009-08-06Listing removed$59,000
2009-07-13Listed for sale$59,000
2005-11-01Sold$16,500

For Sale by Agent

AgentGreg Raymer
BrokerageNextHome Realty Experts

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