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10704 High Grove Pl, Louisville, KY, 40223

5beds
4baths
4,257sqft
$739,900
$174price/sqft
$5,132/moest. monthly cost
$205,280/yrincome needed

About This Home

Welcome to 10704 High Grove Court, an exceptional 5-bedroom, 3.5-bath home offering over 4,200 finished square feet on a quiet cul-de-sac in the highly sought-after Owl Creek neighborhood. Known for its tree-lined streets, active community, neighborhood events, clubhouse, pool, tennis courts, and convenient East Louisville location, Owl Creek offers a wonderful sense of community with amenities that residents enjoy year-round. Step inside to find beautiful hardwood flooring throughout the main level and a thoughtfully designed floor plan perfect for both everyday living and entertaining. Just off the dining room, the spacious kitchen features granite countertops, a tile backsplash, abundant cabinet and counter space, and a newly installed wall pantry with convenient pull-out shelving. The adjoining eat-in area opens directly to the expansive deck, creating the perfect space for morning coffee or outdoor dining while overlooking the private, fully fenced backyard. The main level also offers both a spacious great room and a comfortable sitting room/study, connected by a stunning see-through fireplace that creates warmth and character in both spaces. The spacious primary suite is conveniently located on the first floor and features an updated ensuite bath complete with a new soaking tub, beautifully tiled walk-in shower, dual vanities, separate walk-in closets, and plenty of storage. A half bath completes the main level. Upstairs, you'll find two generously sized bedrooms, a full bathroom, and the convenience of a second-floor laundry room. The finished walkout basement provides incredible flexibility with a large family room featuring a cozy fireplace, two additional oversized bedrooms, a remodeled full bathroom, a second laundry area, and direct access to the patio and backyard. New flooring throughout the basement gives the space a fresh, updated feel. You'll appreciate the oversized two-car garage, the added convenience of the seller-installed circular driveway at the front of the house with an oversized parking pad in the back for additional guests, and the peaceful backyard retreat. The expansive deck, lower-level patio, mature landscaping, and fully fenced yard create a private outdoor oasis that's perfect for entertaining or simply relaxing after a long day. If you're searching for a spacious home with a desirable first-floor primary suite, multiple living spaces, walkout finished basement, abundant storage, and an unbeatable East Louisville location in one of the area's most established neighborhoods, 10704 High Grove Court is one you won't want to miss.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
8/10
Crosby Middle SchoolGrades 6-81.5 mi
5/10
Eastern High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,124
  • Finished area above ground: 3,133

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,133
  • Total interior livable area: 4,257 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Laundry

  • Level: Basement

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 242202510000

Features

  • Stories: 2
  • Pool features: Association
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Full

Lot

  • Lot size: 0.32 Acres
  • Features: Cul-De-Sac,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Rear,Lower Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Earthquake
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$363$4,356
Property Taxes $692$8,304
Electricity $336$4,034
Total$5,132$61,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,954/yr
40% on housing$153,960/yr
45% on housing$136,853/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 40223$217
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40223$173
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$739,900
2026-08-03Price change$739,900
2026-06-26Listed for sale$750,000
2024-07-26Sold$630,000
2024-06-28Pending sale$625,000
2022-06-06Sold$585,000
2022-05-02Pending sale$570,000
2022-05-02Contingent$570,000
2022-04-29Listed for sale$570,000
2019-08-02Sold$425,000
2019-06-12Pending sale$440,000
2019-05-25Listed for sale$440,000
2001-05-29Sold$285,000

For Sale by Agent

AgentAnne Hayden
Brokeragesimpler.realestate

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