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12407 Lucas Ln, Anchorage, KY, 40223

8beds
7baths
8,123.4sqft
$2,430,000
$299price/sqft
$14,885/moest. monthly cost
$595,400/yrincome needed

About This Home

Originally built in 1979, this Anchorage School District home has been completely reimagined — rebuilt, expanded, and finished to a level that reads as ground-up new construction. Custom All- Wood White Shaker Style Cabinetry, GE Monogram Appliances, Eagle Anderson windows, and a new roof installed June 2026 tell the story before you open a single door. At over 8,700 square feet, this home offers eight bedrooms, five full baths, two half baths, and a three-car garage. First and second floor laundry. A primary master suite plus two large secondary suites on the upper level make multi-generational living and dedicated guest accommodations genuinely functional, not just possible. The lower level adds a media room, bar & game area, two bedrooms (one used as a home gym), a full bath, and a built in, walk-in safe. The gourmet kitchen flows seamlessly between intimate and large gathering dining spaces, all connected to the wrap around covered porches. A full-width balcony runs the length of the second floor across the back of the home. The front and rear covered porches plus a patio grilling area make outdoor living a daily routine, not a seasonal one. Four-zone audio, whole-home Wi-Fi network, security system and a private pond with fountain on 2.65 acres complete a home in close proximity to Owl Creek Country Club that is designed for a family that wants everything on one address.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Other,Wood Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,659
  • Finished area above ground: 6,388

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,388
  • Total interior livable area: 8,123 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: First

Primary Bedroom

  • Level: Second

Study

  • Level: First

Property

Details

  • Parcel number: 21001401780000

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: See Remarks,Balcony
  • Fencing: Partial

Lot

  • Lot size: 2.65 Acres
  • Features: Pond on Lot,Cleared,Level
  • Lot size dimensions: 0

Parking

  • Total spaces: 3
  • Parking features: Attached,Entry Side,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,287$147,444
Home Insurance *$1,195$14,340
Property Taxes $762$9,144
Electricity $641$7,697
Total$14,885$178,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$510,342/yr
40% on housing$446,550/yr
45% on housing$396,933/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 40223$212
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40223$173
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$2,200,000
2026-06-19Listed for sale$2,430,000
2012-02-28Sold$255,000
2011-10-21Listed for sale$522,750
2007-01-22Sold$625,000

For Sale by Agent

AgentRosemary L Nobles
Brokeragesimpler.realestate

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